A super fund that returned 9.0% p.a. over 10 years2
Australian Retirement Trust's Super Savings Balanced option to June 2022.
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A fund that works for you, not shareholders
We're committed to returning profits to members as better services and lower fees. Our Super Savings account administration fee is just $1.20 per week plus 0.10% p.a. for the first $800,000 of account balance plus investment fees and costs,1 plus 0.07% p.a. deducted from general reserves.


Strong long-term returns
The Super Savings Balanced investment option has outperformed the industry average over 1, 3, 5, 7 and 10 years and returned 9.0% p.a. over 10 years to June 20222. You can rest easy knowing our experienced investment team is continuing to work hard to grow your retirement savings.
Tools to feel on top
Get the right tools and advice to take charge of your super today:
- Access expert financial advice about your account – the cost is included with your membership
- Manage your account online, 24/7, through our secure, member portal
- Access your super at your fingertips, get notifications, and more with the Australian Retirement Trust mobile app
- Use our contributions calculator to see if adding extra to your super could reduce your income tax this financial year?
- Learn all about superannuation and retirement with articles and videos from Australian Retirement Trust professionals

Join Australian Retirement Trust today, it only takes a few minutes
The right choice today could make a big difference to your future.
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Percentage based fee applies to the first $800,000 of your Super Savings Accumulation account balance only (if your Super Savings Accumulation account balance is over $800,000 a nil percent Administration fee applies to the balance over $800,000). Does not include investment fees and costs. Refer to the Super Savings guide for investment fees and costs applying to each investment option.
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The Australian Retirement Trust Super Savings Balanced option has adopted the pre-merger investment strategy of the Sunsuper Balanced option. The industry median return for the SR50 Balanced (60-76) Index comprises the 50 largest investment options with a similar asset allocation to growth style assets between 60-76%. Source: SuperRatings Fund Crediting Rate Survey - SR50 Balanced (60-76) Index, June 2022. The Super Savings Balanced option has identical investments to the Balanced Pool in the Lifecycle Investment Strategy. Members invested in the Lifecycle Investment Strategy are invested 100% in the Balanced Pool until age 55. Past performance is not a reliable indicator of future performance. Investment returns are net of investment fees and costs and taxes (where applicable). Super Savings products issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL No. 228975) as trustee for Australian Retirement Trust (ABN 60 905 115 063). Consider the Super Savings PDS and TMD before deciding.
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Australian Retirement Trust has adopted the same products, services and investments as Sunsuper. For ratings and awards information, visit our Ratings & awards page.