Income payments
Choose how much and how often you get payments with our Income accounts, or receive income for life with our Lifetime Pension.
Tax-free
Once you’re over 60, your income payments are tax-free, and investment earnings are generally tax-free (see the PDS).
Retirement bonus
If you’re already a member with us, be eligible for our Retirement Bonus to kick-start your account.
Our retirement products
As one of the country's largest super funds, we've designed our Income accounts to make the most of your super (if you're old enough), and work together with our Lifetime Pension, and the Age Pension.
Preservation age up to 65 or retired
Transition to Retirement Income account
Start using your super while working, with a TTR account.

Get payments while still working

Continue growing your super

Flexible payment options
Preservation age and over
Retirement Income account
Adds flexibility by allowing you to change your payments and withdraw money anytime.

Income as long as you have a balance

Choose your investment options

Flexible payment options
From 60th to 80th birthday
Lifetime Pension
Gives security in retirement, knowing your payments won't stop, no matter how long you live.

Never runs out

Possible Age Pension benefits

Payments adjusted yearly
Still not sure? Compare each product’s features to see how they could work for you.
Other ways we can help you retire better
Being a member with us gets you a range of benefits to help you create your dream retirement. If you’re not already a member, join today.
Withdrawals
Take out extra money from your Income account when you need to, while enjoying regular payments from your Income account and Lifetime Pension.
Find out moreAge Pension
Our Lifetime Pension is designed to help you meet the income and assets tests for the government's Age Pension (if you're eligible).
Find out moreRetirement Seminars
Join other members to learn about how to make the most of your super, plan your retirement, and make confident decisions.
Find out moreFAQs about retirement savings accounts
Find out more about how our retirement products work, or request a call to ask us more questions.
I'm retiring soon – how do I withdraw my super?
Many people think they need to withdraw their super as a lump sum at retirement, but you don't have to. In fact, you may be better off leaving it invested so it will continue to receive investment earnings.
If you do decide to take a lump sum payment, you'll need to withdraw a minimum of $2,000.
Enjoy flexibility and security in retirement, knowing you're making the most of your super. Log in to open a Retirement Income account, or find out how to open your Lifetime Pension.
Compare account types
Each of our account types uses different features to provide you with the security and certainty to enjoy your retirement. Use our retirement products on their own or in a combination that suits your super.
Swipe to scroll through accounts
Age available
Regular income payments
Income for life
Withdraw lump sums
Change payment frequency and amount
Choose investments
Tax-free investment returns over age 60 (generally)
Tax-free withdrawals over age 60
Tax-free income payments over age 60
Potential boost to Age Pension
Receive contributions in
Super Savings
Save while you're working
All ages