The fees and costs on your super account make a big difference. Higher fees will generally eat into your hard-earned savings – meaning less money to spend in retirement.
less super at age 67
Based on a typical full-time worker. Figures from the Productivity Commission.
Our fees and costsOur admin fee is $1.20 per week + 0.10% p.a. Other fees apply but they aren't charged to your account.
We only charge the administration fee of 0.10% p.a. on the first $500,000 of your account balance.
Which means we're focused on lower fees. Our profits go back to members as better value products and services.
Low fees are important to think about when picking a super fund. But investment performance also matters.
This is where a combo of lower fees and strong performance works well. Together, they give you the boost you need for a better financial future.
Imagine this... You're with a low cost super fund but your investments are underperforming year after year. It's not great for your balance.
In fact, you could end up with less super than if you were with a fund that had slightly higher fees but much better long-term performance.
Imagine this... You're with a low cost super fund but your investments are underperforming year after year. It's not great for your balance.
In fact, you could end up with less super than if you were with a fund that had slightly higher fees but much better long-term performance.
We've outperformed the industry median over 1, 3, 5, 7, and 10 years.1
Each of our investment options has a return objective indicating the level of return you may expect from the option. And each has different fees and costs. Read the details in our Product Disclosure Statement and Guides.
Our performance9.28% p.a.
10-year annual return – High Growth option1
As at 30 June 2024
Your membership includes a wealth of value.
Make sure you're:
checking the member discounts on offer
watching our member webinars
getting the financial advice you need.
Learn more about the benefits of membership when you're with ART super.
It's easy to compare our fees, performance and benefits against other super funds. And as an industry super fund, we're focused on giving you lower fees.
How to compare fundsLook forward to a better future with a super fund that offers great value. What are you waiting for?
1. Over the 10 years to 30 June 2024, our High Growth option returned 9.28% p.a. Our returns are after Investment fees and costs, Transaction costs and where applicable, investment taxes, but before administration fees and costs. From 1 July 2024 the Lifecycle Investment Strategy pools changed, with members under age 50 invested 100% in the High Growth Pool. Members over age 50 transition into a mix of High Growth, Balanced and Cash pools over time. Refer to the Investment Guide for more information about the Lifecycle Investment Strategy. From 1 July 2024, for members under the age of 50, the Lifecycle Investment Strategy invests 100% in the High Growth Pool. The High Growth Pool commenced on 1 July 2024 and has identical investments to the High Growth option. To show the returns for the High Growth Pool up to 30 June 2024, we have used the returns of the Growth option (which commenced on 28 February 2022 and adopted the investment strategy of the pre-merger Sunsuper Growth option) for periods prior to 28 February 2022. Actual returns will differ for individuals. Source: SuperRatings Fund Crediting Rate Survey - SR50 Growth (77-90) Index, 30 June 2024. The SR50 Growth (77-90) Index comprises selected investment options with a similar asset allocation to growth style assets between 77-90%. Past performance is not a reliable indicator of future performance. Ratings and awards are only one factor to be taken into account when deciding to invest. Investment returns are net of investment fees and costs, transaction costs, and investment taxes (where applicable). Products issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL No. 228975) as trustee for Australian Retirement Trust (ABN 60 905 115 063). Consider the Super Savings product disclosure statements and TMDs before deciding.
2. Based on fees and costs current as at 31 July 2024, SuperRatings Fundamentals Report, Super Savings MySuper Balanced Pool (excludes insurance costs).
3. Based on fees and costs current as at 31 July 2024, SuperRatings Fundamentals Report, Average Super Industry Fees based on Balanced (60-76) style options (excludes insurance costs).
4. Issued by SuperRatings Pty Ltd ABN: 95 100 192 283 a Corporate Authorised Representative (CAR) No. 1309956 of Lonsec Research Pty Ltd ABN 11 151 658 561, AFSL No. 421445 (Lonsec Research) which has a commercial relationship with the financial product issuer related to this research. Any expressed or implied rating or advice is limited to General Advice and based solely on consideration of the merits of the financial product(s), without considering any person’s particular circumstances. Past performance is not a reliable indicator of future performance. SuperRatings does not warrant the accuracy or completeness of the information in this report nor whether it may have material omissions or misstatements and disclaims all liability, to the extent permitted by law and regulation, in respect of this information. Read the Product Disclosure Statement and seek personal advice before making a decision on the financial product. Any ratings are the property of SuperRatings and must not be reproduced without written permission. © SuperRatings Pty Ltd. All rights reserved.
