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Getting ready to retire is an exciting time.


Getting ready to retire is an exciting time.

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Find out how to turn your super into retirement income.

How to access your super

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Already a member? You could get a bonus for retiring with us.

Find out more

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Let us crunch the numbers for you.

Try the calculator

Where are you in your journey?

5+ years from retiring

Planning your retirement

Everything you need to know about how much super you may need to retire comfortably, what age you could retire, and how government benefits like the Age Pension work with your super.


Wondering when you can retire?


Not sure how much super you need?


Get an idea of how you're tracking

Explore planning

Retiring now

Ready to retire

You have a few options for how you can use your super in retirement – receiving regular payments with Australian Retirement Trust retirement income products, taking some out, investing it, or a combination of these.


You've hit your preservation age


You're ready to start using your super


Learn about retirement products and the Age Pension

Explore retirement
Canstar outstanding value 2022 account based pension award logo

Outstanding value super

Australian Retirement Trust Income accounts have a 5-star track record for giving you outstanding value.

Superratings logo Superratings Platinum Pension 2023 logo

Focus on performance

Judges agreed our focus on strong long-term performance has produced great results.

Money Magazine Retirement Innovator 2023 logo

Exciting new products

Our retirement products have won several awards for innovation, to help you make your super last.