Where are you on your path to retirement?
I'm getting ready
Figuring out how super works when you retire? Here's where to start.
I want to retire or work less
If you're ready to retire or slow down a bit, here's how to turn your super into income.
I'm retired
Manage your super in retirement.
Age milestones to think about
Not sure where you are in your journey? Here's what to think about when you reach...
55 You can make a downsizer contribution to your super
If you sell your family home, you can add money from the sale to your super, if you're eligible.
60 Preservation age
At this age, you can access your super if you retire, leave a job, or open a Transition to Retirement account while you're still working.
65 Unrestricted access to your super
You can get full access to your super, regardless of whether you're still working or not.
67 You can access the Age Pension (if you're eligible)
At this age, you might be able to access the government Age Pension (if you're eligible).
75 You can't make any more voluntary contributions to your Accumulation account
At 75, you won't be able to add extra money to your super yourself, but you can still get employer contributions.
Your income in retirement
You could have multiple sources of income in retirement. Understand your options and how they can work together.
Tax-free money in retirement
Get a retirement bonus
Retire with us and if you're eligible, we'll pay you a bonus of up to $9,500.1
Make a downsizer contribution
If you're 55 or older, you might be able to add some money from the sale of your house to your super.
Talk to an adviser about retiring
If you're a member, you can get tailored financial advice about your ART account.2
Outstanding value in retirement
Australian Retirement Trust has a 5-star track record for outstanding value retirement products.
Focus on performance
Judges agreed our focus on strong long-term performance has produced great results.
Recommended by customers
Looking for a fund that others recommend? We're rated #1 for customer satisfaction according to Finder.