Changing super funds
It's easy to change super funds once you've found the one that's right for you. You can usually do this online. Here's how:
Join your new fund
If you want to switch to a new super fund, make sure you open an account with them first. Then you can transfer your super from your old fund.
Let your employer know
Give your employer your new super details as soon as you can, so that they can start paying your super to the right place.
Here are a few ways you can let your employer know if you're with us:
- Our online form sends your account details in an email you can forward to your employer
- Email a pre-filled form using the Australian Retirement Trust (ART) app
- Fill out your employer's form (if they have one)
- Download our pre-filled form.
Move your super balance
Don't forget to transfer your super balance from your previous super fund to your new one. It's easy to transfer your super to ART in Member Online.
If you don't know where your other super is, use the Australian Taxation Office's (ATO) rollover tool to search for it in myGov.
Combining your super into one account could mean saving on paying fees on multiple accounts.
Make the change to ART
We return profits to members through lower fees and better services. Find out why over 2.4 million Aussies choose us.
Benefits of changing super funds
Combine
You can search for any lost super or money with other super funds and bring all your super together.
Tools and resources
Your new fund might have more education or financial advice resources.
Compare
Take the chance to compare super funds: look for lower fees and higher returns, and other benefits.
Things to consider:
- Even though super funds can't charge exit fees, there may be other fees or tax impacts when you switch funds.
- Your new fund might offer less insurance (if you want it) or put more conditions on insurance.
- A small number of employers only pay to their chosen super fund.
Should you change super funds?
When choosing a super fund, there are a few things you should check:
- Fees
- Performance
- Investment options
- Pension options
Insurance (if you need it).
FAQs about switching your super
Want to know more about how to change super funds?
If you can't find what you're looking for, our friendly team can help. Contact us
Next steps
Move your super
If you’ve switched here, think about bringing your super balance over into your new account.
Tell your employer
Give your employer your new account details so your super goes to the right place.
Ready to make the switch to ART?
The right choice today could make a big difference to your future. It only takes a few minutes to join.