How to change super funds
These days, it’s so easy to change super funds – and you can usually do this online. There are 4 steps to switching super funds:
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Compare super funds
When choosing a super fund, it’s important to check their fees, performance, investment options, pension options, and insurance (if you need it). It’s also an opportunity to switch to a fund with an ethical investment option if you want to invest in a better future.
Compare the benefits you can get with Australian Retirement Trust.
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Join your new fund
If you don’t already have a super account with the fund you want to switch to, open one before you switch from your old fund.
It only takes 3 minutes if you want to join Australian Retirement Trust online.
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Let your employer know
Give your employer your new super details as soon as you can, so that they can start paying your super to the right place.
There are a few ways you can let your employer know if you're with Australian Retirement Trust:
- Our online form sends your account details in an email you can forward to your employer
- Your employer's form (if they have one)
- Download our pre-filled form.
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Move your super balance
Don't forget to transfer your super balance from your previous super fund to your new super fund.
If you know the details of your other super fund, it's easy to transfer your super here in Member Online.
If you don't know where your other super is, use the ATO’s rollover tool to search for it in myGov.
Change to Australian Retirement Trust
If you want a super fund that is committed to returning profits to members, not shareholders, switch to Australian Retirement Trust.
FAQs about switching your super
Pros and cons of changing super funds
There are both pros and cons to changing super funds:
Great, what do I do next?
Compare us
Find out why Australian Retirement Trust is a great choice for your working years and beyond.
Move your super
If you’ve switched here, log in now and bring your super balance over into your new account.
Tell your boss
Make sure your payroll team or your boss knows your account details for Australian Retirement Trust.