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Advice options with Australian Retirement Trust (ART)

There are different options for superannuation advice in Australia.

Personal financial advice is when a financial adviser gives you tailored superannuation advice about your personal financial situation.

When you book an appointment with us, you’ll get tailored financial advice from an ART financial adviser about your account with us. It’s included as part of your membership.1

Just have some questions about super?

Call us on 13 11 84 for information about your ART account and questions about:

  • Investment options for your account
  • Adding extra money to your super
  • Insurance cover through your super

Explore our other resources
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Tools & Calculators

Our easy-to-use tools and calculators can help you plan, manage and grow your super balance.

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Articles

Our articles can give you tips to help you manage your super and plan for your future.

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Podcasts

Our Super Insider podcast is your guide on super, retirement, the economy and investment markets.

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How long will it take to get an appointment with a financial adviser?

If you want to speak with a financial adviser over the phone, please note we aim to keep wait times for an appointment to 4 weeks. This wait time can go up or down depending on how many requests for advice we’re managing.

The cost of this appointment is included as part of your membership.1

Do I need personal financial advice about my super?

Not everyone needs to speak to a financial adviser to get the information they need.

Below is a very rough guide to help you decide what kind of advice might best suit your situation. Remember, this is just a guide, and only you can decide what kind of advice is right for you.

General advice
  • You’re researching or learning about super or retirement.
  • You want tips to grow your super balance.
  • You want to compare different financial products, insurance options, or investment options.
  • You’re under 50 and just want to check if you’re on track for retirement.
Personal superannuation advice
  • You need specific advice about your personal situation with regards to your super account with us.
  • You’re over 50 and starting to plan your retirement in more detail.

Find out if you’re ready for financial advice

Let’s get you the right help

Answer a few quick questions to help us understand your needs.

We’ll help you book an appointment with a financial adviser if that’s the right path for you.

You need to be a member with us to access this option. If you decide to join, you can always book an advice appointment with us later.

Why choose us

Our High Growth option returned 9.83% p.a. over the past 10 years to 31 December 2025. We've outperformed the industry median over 3, 5, 7, and 10 years..2

See more

Thanks for that. Let’s book your appointment.

Based on your responses, you might be able to get the answers you need without waiting for an appointment. You can always book one later if you need more help.

Tools and calculators

Use these to help you check if your super’s on track.

Learn more
Explore our Learn hub

Helpful tools, articles, podcasts and videos to learn more.

Find out more

Thanks for that. Let’s book your appointment.

Based on your responses, you might be able to get the answers you need without waiting for an appointment. You can always book one later if you need more help.

Tools and calculators

Use these to help you check if your super’s on track.

Learn more
Learn more about super

Understand how super works.

Find out more
Retirement planning

Learn how to plan for retirement.

Find out more 
Explore our Learn hub

Helpful tools, articles, podcasts and videos to learn more.

Find out more

Based on your responses, you might be able to get the answers you need without waiting for an appointment. You can always book one later if you need more help.

FAQs

Find your question here.

Find out more
General account enquiries

How-to articles to manage most aspects of your account.

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Chat to us

We’re available to speak by phone or live chat between 7am–7:30pm AEST Monday to Friday.

Contact us

1. Representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818 AFSL 227867) give financial advice. ART Financial Advice Pty Ltd is responsible for the advice it gives and is a separate legal entity. Read the Financial Services Guide for more information.

2. Past performance is not a reliable indicator of future performance.
Returns are after investment fees and costs, transaction costs and investment taxes, but before administration fees. The High Growth option has identical investments to the High Growth Pool in the Lifecycle Investment Strategy. Individual returns may vary. Past performance is not a reliable indicator of future performance. The High Growth option commenced on 28 February 2022 and adopted the investment strategy of the pre-merger Sunsuper Growth option. To show the returns for the High Growth option, we have used returns for the Sunsuper option up to this date.