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What superannuation returns are you currently getting?

Our Balanced option returned 7.9% p.a. over the past 10 years to 31 December 2023.1 We've outperformed the industry median over 1, 3, 5, 7, and 10 years.

Our Balanced option protects your superannuation by investing in many different types of 'assets' (things like property, shares, and infrastructure).

When one asset goes down in value, others could be going up. Check our super fund performance for all our options.

Performance for all options
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We focus on long-term performance

Past performance doesn't guarantee how any of our options will perform in future, of course. But our long-term success definitely gets us noticed.

We've received SuperRatings' platinum performance rating 20 years in a row, and Canstar's 5-star awards for outstanding value superannuation since 2011. (Before we became Australian Retirement Trust in 2022, our products won these awards for Sunsuper investment performance.)

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10-year returns - Super Savings Balanced option

10 years

7.9% p.a.

7 years

7.9% p.a.

5 years

8.3% p.a.

3 years

7.8% p.a.

1 year

10.2% p.a.

Returns per year are to 31 December 2023.

Want to compare Australian super funds' performance?

Explore all our investment options

Whether you want us to choose your investment strategy for you, or you like to get into the details, we have a range of options for you.

You can even use our investor quiz to find which one could be right for you.

View all our options

Compare us to the rest

We're proud of our results, and you can use Chant West's AppleCheck anytime to help you find the right super products for you.

It's an easy-to-use tool that helps you compare apples with apples when it comes to super and pension products.

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Get unbiased insights

Chant West is a leading research, data and analytics provider.


Great benefits along with great performance

Your membership includes perks no one else offers – because you shouldn't have to wait until you retire to start enjoying more super.

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Deals and discounts

Save money on the things you need now. There's something for everyone, with discounts on whitegoods, holidays, and more.

Get rewards
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Advice and planning

Your membership includes personal financial advice about your super accounts with us.

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Mobile app

Check your balance, choose your investment options, manage your account, and much more.

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Looking for better super fund performance?

The right choice today could make a big difference to your future, and it only takes 5 minutes to join us.

1. Over the 10 years to 31 December 2023, our Super Savings Balanced option returned 7.9% p.a. (Accumulation), 7.9% p.a. (Super Savings Lifecycle Investment Strategy - Balanced Pool), and 8.7% p.a. (Income). The option has adopted the pre-merger investment strategy of the Sunsuper Balanced option. Source: SuperRatings Fund Crediting Rate Survey - SR50 Balanced (60-76) Index, 31 December 2023. The industry median return for the SR50 Balanced (60-76) Index comprises the 50 largest investment options with a similar asset allocation to growth style assets between 60-76%. The Super Savings Balanced option has identical investments to the Balanced Pool in the Lifecycle Investment Strategy. Members invested in the Lifecycle Investment Strategy are invested 100% in the Balanced Pool until age 55. Past performance is not a reliable indicator of future performance. Ratings and awards are only one factor to be taken into account when deciding to invest. Investment returns are net of investment fees and costs and taxes (where applicable). Super Savings products issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL No. 228975) as trustee for Australian Retirement Trust (ABN 60 905 115 063). Consider the Super Savings product disclosure statements and TMDs before deciding.