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Strong performance

Financial markets can be unpredictable but with our expert approach to investing and the diversified nature of our portfolio, we're well positioned to ride out the highs and lows of the markets and deliver competitive investment performance. 

10-year return

9.0% p.a.

Australian Retirement Trust Super Savings Balanced option 1, 2

As at 30 June 2022

Source: SuperRatings Fund Crediting Rate Survey June 2022.

Legacy of multi-year industry awards

We've been proud to hold Canstar’s highest 5-Stars Outstanding Value rating for outstanding value superannuation since 2011.4

See award information.

A fund that works for you not shareholders

As one of Australia’s largest super funds, Australian Retirement Trust is proud to take care of over $200 billion in retirement savings for more than 2.4 million members. As a fund that works for members, not shareholders, we work in members’ best interests and are committed to returning profits to them as lower fees and better services.

Whether our members are starting out their working life, already retired, or somewhere in between, we’ll guide them to help ensure they’re secure, confident and protected. We’ll leverage our size and scale to be a force for good to make our members’ world better, seeking out investments to guard and grow their savings and retirement income.


Join Australian Retirement Trust today, it only takes 5 minutes

The right choice today could make a big difference to your future. 

For more information about the benefits and risks of opening a Super Savings account, before deciding to acquire or hold the product, please consider the Product Disclosure Statement.2,3


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1 The Australian Retirement Trust Super Savings Balanced option has adopted the pre-merger investment strategy of the Sunsuper Balanced option. The industry median return for the SR50 Balanced (60-76) Index comprises the 50 largest investment options with a similar asset allocation to growth style assets between 60-76%. Source: SuperRatings Fund Crediting Rate Survey - SR50 Balanced (60-76) Index, June 2022. The Super Savings Balanced option has identical investments to the Balanced Pool in the Lifecycle Investment Strategy. Members invested in the Lifecycle Investment Strategy are invested 100% in the Balanced Pool until age 55. Past performance is not a reliable indicator of future performance. Investment returns are net of investment fees and costs and taxes (where applicable). Super Savings products issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL No. 228975) as trustee for Australian Retirement Trust (ABN 60 905 115 063). Consider the Super Savings PDS and TMD before deciding.

2 Each investment option has a different performance objective, risk profile, asset allocation and investment style which may also change from time to time. Each of these features may be significant in respect of the investment return for any option. For full details of each option, refer to the Super Savings Investment guide. For details of the fees and costs that apply to each option, refer to the Super Savings guide.

3 Australian Retirement Trust's Target Market Determinations are available.

4 Australian Retirement Trust has adopted the same products, services and investments as Sunsuper. For ratings and awards information, visit our Ratings & awards page.