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BPAY for members

Grow your super by adding a little extra with BPAY®

You can make extra voluntary (after-tax) contributions to your Super Savings account direct from your bank account, anytime you like using BPAY. Every dollar you contribute can make a real difference to income in retirement.


Please note we do not accept transferred funds from self-managed super funds via BPAY. To rollover from your SMSF to Australian Retirement Trust, you will need to use SuperStream. Find out more here.

You can use BPAY to do simple one off payments

What type of contributions are you making?

To make BPAY payments, all you need to do is:

  • Phone or log onto your financial institution and select BPAY as a payment type
  • Nominate the account you wish to debit
  • Enter the correct biller code and reference number shown above
  • Enter the payment amount and confirm the transaction
  • If you’re making more than one contribution, just repeat this process.

How long will it take for the payment to go through?

As long as you make a payment before your financial institution's cut off time (this is the time at the end of the business banking day when you need to make a payment by for it to be processed overnight), the biller will acknowledge the payment as having been made that day and should process the payment the next banking business day.

If you make a payment after your financial institution's cut-off time, the biller will acknowledge the payment as having been made on the next banking business day (this does not include weekends or public holidays).

Please be aware that once your financial institution has processed the payment it may take 3-5 business days to reach Australian Retirement Trust.

If you are unsure of your Internet or phone banking cut-off times or require more information, please contact your financial institution directly.


The biller codes and reference numbers are different depending on whether you are a member, an unregistered employer or a registered employer, so please ensure you have selected the correct option and entered the correct Super Savings account member number or employer number (applies to registered employers only) and contribution type. Australian Retirement Trust takes no responsibility for incorrect selection of options or incorrect data entries using this facility.

®Registered to BPAY Pty Ltd
ABN 69 079 137 518