How to make BPAY super contributions

Use your Australian Retirement Trust BPAY details to get started.

Want to add to your super using BPAY® before the new financial year? There are important cutoff dates.

Learn more

How BPAY super contributions work

You can use BPAY to make voluntary (after-tax) contributions to your or your spouse's ART account directly from your bank account. You can do this any time you like, but bear in mind BPAY payments take 3-5 days to process.

Every dollar you add now can make a real difference later.

Before you make a payment

Keep in mind there's a limit to how much you can add to your super account each year. This is called a contributions cap.

How to add money to super using BPAY

To find your Australian Retirement Trust BPAY details and make a BPAY payment, log in to Member Online.

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Find your biller code and reference number

  • Click on Add to your super account.
  • Click on Make an after-tax contribution online.
  • Copy the BPAY biller code and reference number listed.

Note: If you're adding to your spouse's ART account, make sure to use their biller code and reference number in Member Online.

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Making the contribution

  • Log in to your online banking or phone banking.
  • Make a payment by BPAY, using your biller code and reference number.

  • Double check the payment amount before submitting the transaction.

  • If you're making more than one contribution, repeat this process.

Other ways to add money to your super today

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Direct debit

You can set up direct debit payments in Member Online. You can make a one-off payment, or set up a recurring transfer.

Or you can send us a paper form.

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Ask payroll

You can ask your employer to make regular payments to your super from your after-tax pay.

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Spouse contributions

Your spouse can add money to your super from their bank account. They might even get a tax offset for it in some cases.


More information and BPAY FAQs

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Fund name: Australian Retirement Trust 
Account type: Super Savings 
ABN: 60 905 115 063 
USI: 60 905 115 063 003

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We want to respectfully acknowledge the Traditional Owners and Custodians of these lands, seas, and waters throughout Australia. We pay our respects to Elders both past and present. We acknowledge the history, the resilience and the continual contributions of Aboriginal and Torres Strait Islander peoples of their Country.

The information on this website contains general information only. It doesn’t consider your personal objectives, financial situation, or needs. Before making any decisions about ART, you should read the relevant Product Disclosure Statement (PDS) and Target Market Determinations (TMD) to consider whether the product is right for you.