Super Savings PDS and guides
The following documents may need to be read in conjunction with each other.
- Super Savings Product Disclosure Statement and Membership application form
- Super Savings guide
- Super Savings Insurance guide
- Super Savings Investment guide
* The above PDS and guides may not be applicable to Super Savings – Business accounts or Super Savings – Corporate accounts. Please call us on 13 11 84 for information.
Super Savings products to suit every life stage
Benefits:
- As a members-first fund, we're committed to returning profits to members as better services and lower fees.
- Members can request that a fee for advice about their account is paid to their financial adviser.
- Additional benefits including; the ability to receive discounts on holidays, experiences, and everyday items through Rewards.
- Members can keep track of, and change their account details in a safe and easy way via Member Online and the Australian Retirement Trust app 24/7.
Super Savings Accumulation accounts
Benefits:
- Investments to suit every stage of life (12 actively managed and 7 index investment options).
- Flexible group life insurance arrangements.
- Ability to invest the current balance one way, and future contributions in another way.
Fees and costs:
Administration fees and costs: $1.20 per week plus 0.10% p.a. for the first $800,000 of the account balance, plus 0.07% p.a. deducted from general reserves.
Investment fees and costs are in addition to the above.
For more information on fees and costs refer to the Fees and costs section of the Super Savings guide.
Super Savings Income accounts
Benefits:
- Members may be eligible to receive a Retirement Bonus of 0.30% (up to $5,100) on any funds transferred into the Retirement income account.
- Investments to suit every stage of life (11 actively managed and 7 indexed investment options).
- The ability to invest the current balance in a maximum of 10 investment options, and choose the requested income payments to be drawn from one particular investment option.
- The ability to re-balance investment options every 6 or 12 months.
Fees and costs:
Administration fees and costs: $1.20 per week plus 0.10% p.a. for the first $800,000 of the account balance, plus 0.07% p.a. deducted from general reserves.
Investment fees and costs and transaction costs are in addition to the above.
For more information on fees and costs refer to the Fees and costs section of the Super Savings guide.
Investment options
Learn more about our investments.
Insurance on Super Savings Accumulation accounts
Beneficiaries
Options include: non-binding (preferred), binding, and we also offer reversionary on our Income accounts. Find out more about beneficiaries.