If you've ever changed jobs, moved house, or changed your name, you might be missing some superannuation.
This means your super fund hasn’t been able to contact you or your account is inactive. So, they had to report it the Australian Taxation Office (ATO).
This means your fund has sent your super to the ATO. It could be for a few reasons, including:
Australians have
$17.8 billion in lost or unclaimed super
at the ATO's last check in 2024
Log in and search now
We'll do the hard work for you – simply log in to run a super search, and bring your super together.
Open an award-winning Super Savings account so you can transfer your lost super into it. (It takes 3 minutes.)
When you log in for the first time, we'll guide you through the steps to find and combine your super.
Or run a super search in myGov for unclaimed super with the ATO.
Log in to Member Online and click on Consolidate super.
Click on Let's find my super.
See if you have any lost super or accounts with other super funds and choose whether to transfer it to your ART account.
You can also use our app to find lost super
Your super is your money. What you do with it now could make a big difference to how and when you retire.
Here's a few key benefits of having only one account.
Having your super in one account means only one set of fees.
One place for contributions, paperwork, and investing your super.
If you have insurance on multiple accounts, you could be paying for cover you can't claim.
Think about whether it’s right for you. You may lose access to benefits such as insurance or pension options. And you need to consider tax implications.
Check that your employer is paying super to the right account before you transfer your lost super.
Use our 5 tips to help keep track of your super.
When you start a new job, give your employer your super account details so you know where your super is going.
If you don't let them know, they have to ask the ATO where to pay your super.
Whenever you move house or change your phone number/email, update your contact details in your super account.
If you combine all your super into one account, you only have one account to keep track of. It's less hassle and probably fewer fees, which means less worry.
If you don't expect to add or get any more money into your super account, please contact us. If you don’t, we’ll need to send your super to the ATO when your balance falls below $6,000.
Log in to Member Online or our app regularly to keep your account active.
male
female
ATO figures show men have more lost super accounts than women, with 6% unknown.
Advice about your super account is part of your ART membership. If you need help to find your lost super, please contact us.
Yes, you can find your lost superannuation using your tax file number.
Lost your TFN? You can find it by logging in to myGov and clicking on the ATO.
Then you can search for lost super using the ATO process or by logging in to your ART account.
If you're a member with us, simply log in to your account and go to Consolidate super.
Here, you can find all your super funds and accounts, and decide what to do with them.
Yes – there are no extra fees to run a super search. We can find any super you have in Australia and bring it together.
We use the ATO's SuperMatch process to do this. So, you don't need to sign up to any special company to find your super for free.
There are plenty of ways to unleash your super's potential. See how we can help.
