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Restart your insurance cover

This form is for members whose insurance cover stopped because their Accumulation account did not receive an eligible contribution over a 12 month period. If your insurance cover stopped for any other reason, then you cannot restart your cover using this form.

To restart the insurance cover you held immediately prior to your cover stopping (excluding income protection for Super Savings members*), this form must be received by Australian Retirement Trust within 60 days of the date your insurance cover ceased. Cover will restart from the date we receive this request.

You should be aware that:

  • You will not be able to make a claim for the period between when your cover stopped and when it restarted;
  • Default standard insurance cover may automatically restart if Australian Retirement Trust receives an employer superannuation guarantee (SG) contribution into your account. Cover will restart from the date we receive the SG contribution, if you have also met the standard cover eligibility criteria of attaining age 25 and reaching an account balance of $6,000.

Please refer to your Insurance guide available from our PDS and guides page or from your employer’s Australian Retirement Trust microsite for more information and any additional conditions that may apply, including details of the limited cover that will apply until you satisfy the at work requirements for 30 consecutive days.

*Super Savings – Business and Super Savings – Corporate members may restart income protection cover using this form.

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By submitting this form, you are making the following declaration to Australian Retirement Trust in writing:

  • I have considered my insurance needs and wish to restart and retain the insurance in my Australian Retirement Trust account, even if no eligible contributions are made to my account for continuous periods of 12 months or longer.
  • I understand that the deduction of premiums from my account will restart and I have considered the effect this will have on my super balance in retirement.
  • I acknowledge that my insurance cover may stop in the future in the circumstances outlined in the Insurance guide, and
  • I understand that I am able to cancel my cover at any time in the future.