How much better off could you have been with ART?

Let's have a look at an example of performance over the past 10 years to 31 March 2025. Chant West compared performance outcomes for members invested in ART's MySuper investment option, the Lifecycle Investment Strategy, with comparable MySuper options in other super funds.

When you're comparing super funds to see whether you could be growing your super more, the net performance can make a big difference. That's how much your super is growing after fees and tax.

It's never too late to start – making changes now could give you more to enjoy later.

Modelling provided by Chant West, a leading research, data, and analytics provider in superannuation since 1997.1

We made some big changes to the Lifecycle Investment Strategy on 1 July 2024. So, it's important to keep in mind that if you join ART and invest in our MySuper option, your money will be invested differently than it would've been if you'd been with us over the past 10 years. Read the comparison details for more info.

Balance after 10 years to 31 March 2025

$170,372

Industry average

$182,322

ART

Past performance is not a reliable indicator of future performance.


Chant West's research shows a member aged 55 on 31 March 2025 could've been $11,950 better off with ART's Lifecycle Investment Strategy, than the average MySuper option if they started with $40,000 in their account and had a starting salary of $70,000 a year.

Read comparison details, assumptions and ART investment infoJoin today

Compare our super fund performance

Our High Growth option has delivered 9.40% p.a. over the 10 years to 30 June 2025. We've outperformed the industry median over 1, 3, 5, 7, and 10 years.3

When comparing super fund performance, look for a fund with strong long-term returns. Remember, past performance is not a reliable indicator of future performance.

Check out our full range of investment options.

Long-term performance

SuperRatings Platinum Performance rating 20 years in a row.4

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ART High Growth3Industry Median3
1 year (p.a.)11.90%11.40%
3 years (p.a.)11.72%11.04%
5 years (p.a.)11.81%9.78%
7 years (p.a.)9.27%8.01%
10 years (p.a.)9.40%8.14%

Industry median: This is the middle point when comparing super funds. These returns are to 30 June 2025.

A fund that puts members first

With 2.4 million members, we're one of Australia's largest super funds.

We don't pay shareholders, which means we can give back to our members with lower fees and better value products and services. And when comparing super fund fees, lower fees mean more retirement savings for you.


Backed by a crowd of awards and top ratings

Our products and services have received a number of and services that have received a number of awards and top ratings.

canstar-2024-outstanding-value-account-based-pension

Outstanding value retirement products

We have a 5-star record for outstanding value super and retirement products.

finder-super-fund-2023

Recommended by customers 

Looking for a fund others recommend? We're rated #1 for customer satisfaction.

Find the best super fund today

It's important to consider these things when comparing super funds in Australia.

  • MoneySmart recommends looking for a super fund with good performance over at least 5 to 10 years.

  • The best super funds in Australia may offer financial advice, a member app, and online calculators as part of their toolkit.

  • If you want insurance on your account, make sure it's affordable and includes enough death, disability, and income protection cover.

  • Investing in the right option can have a big impact on your retirement savings. Review the range of investment options before choosing what's right for you.

To learn more about our products, read the product disclosure statement (PDS).

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Experience the difference today

Wondering whether you'd be better off with us? Find out for yourself. It takes around 3 minutes to join.

Why choose us?Join us now
Why choose usStrong performanceCommitted to lower feesChanging jobsJoin online
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More contact options

Fund name: Australian Retirement Trust 
Account type: Super Savings 
ABN: 60 905 115 063 
USI: 60 905 115 063 003

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Acknowledgement of Country
We want to respectfully acknowledge the Traditional Owners and Custodians of these lands, seas, and waters throughout Australia. We pay our respects to Elders both past and present. We acknowledge the history, the resilience and the continual contributions of Aboriginal and Torres Strait Islander peoples of their Country.

The information on this website contains general information only. It doesn’t consider your personal objectives, financial situation, or needs. Before making any decisions about ART, you should read the relevant Product Disclosure Statement (PDS) and Target Market Determinations (TMD) to consider whether the product is right for you.