A summary of the important information you need about your Australian Retirement Trust Super Savings Accumulation account, including membership application form, insurance and fees.
A summary of the features, benefits, and risks before opening one of our retirement products. Relevant application forms are also contained in here.
Important information about how superannuation works and more details of the fees and costs that apply to your account.
Details of the insurance options available. Note that our insurance offering changes from time to time. Different features, benefits and terms may apply to members who joined before the guide's issue date. Contact us for a copy of the Insurance guide that applied when you became a member, and any notifications of insurance changes that we have previously sent you.
Details of the investment options available to you, and information on determining your investor needs.
If you're part of a Corporate Plan, or the Super Savings Ex-IAG and NRMA plans, please visit your employer's microsite for your Super Savings PDS and guides.
Visit Super Savings – Business for the Business PDS, guides and other information about Super Savings – Business. For more information on your Business plan please visit your employer's Australian Retirement Trust microsite or contact us.
For Super Savings – Corporate PDS, guides, updates and other information visit your employer's Super Savings – Corporate microsite or contact us.
We also provide a summary of significant event and material change notifications issued to members for the past 2 years.View recent changes
Australian Retirement Trust is required to provide Target Market Determinations (TMDs) under the Treasury Laws Amendment (Design and Distribution Obligations and Product Intervention Powers) Act 2019. This Act ensures our approach to the design and distribution of our financial products keeps member objectives, individual financial situations and needs in focus.