Before completing any insurance forms, you’ll first need to make sure you’re a Super Savings account holder and have read the Super Savings Insurance Guide.
If you've joined us through your employer, you may have different insurance options through your Super Savings – Corporate or Business plan. Visit Member Online or speak to your employer about your options and the right forms to use.
You can check in Member Online under 'Account Information'. It's right next to your member number.
If you use the app, you'll find it on the home screen after your balance.
Are you new to Australian Retirement Trust with Standard cover? You've got 120 days from when you joined to upgrade your cover with our 'new member' options:
You can opt-in to Income Protection cover and get a replacement income of up to your maximum benefit if you can't work due to illness or injury. It kicks in after a 'waiting period' of 90 days, and can last for up to 2 years.
Work in an office? By opting in to White Collar cover, you could get:
Just joined? Register for online access
You can check and change your level of cover in Member Online. Use the forms below if you've got a Super Savings account. If you're on a Corporate or Business Super Savings plan, check Member Online or speak to your employer to get the right ones.
Increase your Death and Total & Permanent Disability Assist cover when your life changes.
Reduce or cancel your cover anytime.
Restart cover that stopped if you didn't get paid super for over 12 months.
Tell us to keep your cover even if you don't get paid super.
Easily move your cover to us from another fund.
If you tailored your insurance cover and changed jobs, you might be eligible for better insurance rates. Let's make sure you're not paying more than you need to. Use this form to have your occupation re-rated.
Switching from a Super Savings Corporate or Business account to a Super Savings Accumulation account? You can take your insurance cover with you.
Just know, you've only got 60 days from when you left your previous job to send us the form to make sure your insurance cover carries over. Please see page 1 about when to use this form.
Our insurance calculator can help you find the right cover for you.
Use the calculator
Features, benefits and costs of insurance cover with us.
Important information: The needs calculator, quote tool and online application are on AIA's website. Their terms of use will apply. Additional insurance is subject to acceptance by the insurer. The date cover starts will usually be the date it is accepted by the insurer. Insurance cover is provided through group life policies for Death and Total & Permanent Disability, and Income Protection, issued by AIA Australia Limited ABN 79 004 837 861, AFSL 230043.
