Additional resources and information
Download the Super Savings Investment Guide
Review research, ratings and awards
View market watch (Australian Retirement Trust Chief Economist Brian Parker explains what’s happening around the world and at home, where markets are heading and what it all means).
Super Savings Accumulation account performance and unit prices
Super Savings Transition to Retirement Income account performance and unit prices
Super Savings Retirement Income account performance and unit prices
Estimated investment fees and costs
Estimated investment fees and costs and transaction costs are our best estimates based on recent experience and our current long-term expectations. It’s important to note that actual investment fees and costs and transaction costs can vary each financial year.
You can see our investment fees and costs on our fees page, or estimate how much a client could pay in fees and costs for an Accumulation account or Income account.
Index (passively managed) options:
- 7 index investments that are able to be mixed to suit any life stage.
- The index investments are lower in cost than the actively managed investments.
Diversified Alternatives
Actively managed long term investment with high concentrated exposure to alternative assets such as infrastructure, private equity and hedge funds.
Growth, Balanced, Retirement, and Conservative:
- Have exposure to alternative assets that help reduce market volatility experienced by the traditional asset classes of shares, property, fixed interest, and cash.
- Active investment options that have multiple underlying investment managers; providing diversification across investment managers and reducing the risk of exposure to any one investment manager or style.
Lifecycle Investment Strategy (Not available for Super Savings Retirement Income accounts)
- Designed to generate wealth over the long term, and will gradually transition to lower-risk investments as the account holder approaches age 65.
- Have exposure to alternative assets that help reduce market volatility experienced by the traditional asset classes of shares, property, fixed interest, and cash.
Socially Conscious Balanced:
- This option seeks to invest with managers that are identified leaders in their responsible approach to environmental, social and ethical considerations, labour standards and governance.
- Managers are required to avoid companies operating within sectors with recognised high negative social impact, which means the option will avoid exposure to companies with material exposure to the production or manufacture of alcohol, armaments, gambling, pornography, tobacco and nuclear power (including uranium). Material exposure is considered to be where a company derives more than 5% of its total revenue from these industries. The option will also avoid exposure to companies that derive more than 5% of revenues from the exploitation of thermal coal or oil sands.
- Certified by the Responsible Investments Association Australia (RIAA).
Single Asset Class, Actively Managed Investment Options:
- Active investment options that have multiple underlying investment managers; providing diversification across investment managers and reducing the risk of exposure to any one investment manager or style.
The actual investment fees for financial year completed will be published in the Annual report, available here in the second half of the year. Our Super Savings Accumulation Guide provides information on the investment fees and costs of all our investment options including information on the nature of performance-related fees and tax (if applicable) on investment earnings.
For performance fees, see our full investment fees and costs.
1. Investment fees and costs include Performance fees. Performance fees for each investment option are set out under Performance fees in the Super Savings Accumulation Guide.