Additional resources and information
Download the Super Savings Investment Guide
Review research, ratings and awards
View market watch (Australian Retirement Trust Chief Economist Brian Parker explains what's happening around the world and at home, where markets are heading and what it all means).
Estimated investment fees and costs
Estimated investment fees and costs and transaction costs are our best estimates based on recent experience and our current long-term expectations. It’s important to note that actual investment fees and costs and transaction costs can vary each financial year.
You can see our investment fees and costs on our fees page.
Index (passively managed) options:
- Diversified and asset class index investments are able to be mixed to suit any life stage.
- The index investments are lower in cost than actively managed investments.
Unlisted Assets option
Actively managed long term investment with a diversified portfolio of mostly unlisted assets (like private equity, infrastructure, property, and private credit).
High Growth, Balanced, Conservative-Balanced, Conservative and Balanced Risk-Adjusted
- Have exposure to unlisted assets. Returns from unlisted assets can be higher than many listed asset classes and are often more stable.
- Active investment options that have multiple underlying investment managers; providing diversification across investment managers and reducing the risk of exposure to any one investment manager or style.
Lifecycle Investment Strategy (not available for Super Savings Retirement Income accounts)
- Designed to generate wealth over the long term, and will gradually transition to lower-risk investments as the account holder approaches age 65.
- An active multi-manager diversified strategy which includes exposure to unlisted assets.
Socially Conscious Balanced:
- We offer the Socially Conscious Balanced option for members who want to invest in an option which has additional exclusions and an additional approach to sustainable investing. The sustainable investment approaches of integration and stewardship also apply to this option, as relevant to the asset class and investment style. Thematic investing, where investments are selected to access specific trends, such as investment in climate-related opportunities, may also be used when selecting external investment managers for this option.
- Details of the exclusions for the Socially Conscious Balanced option including the exceptions to these exclusions are outlined in our Super Savings Investment Guide.
Our Super Savings Accumulation Guide provides information on the investment fees and costs of all our investment options including information on the nature of performance-related fees.
For performance fees, see our full investment fees and costs.