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Recommended by customers

Looking for a fund that others recommend? We're rated #1 for customer satisfaction according to Finder.

Outstanding value retirement products

Our Super Savings Income accounts have won multiple awards over many years for outstanding value for money. And our Lifetime Pension has been recognised for innovation excellence.

Long-term performance

We’re proud of our Balanced option's performance rating,1 20 years in a row.

We're transparent, and so are the agencies who rate us

We're happy to share the ratings we've received from agencies including Canstar, Lonsec SuperRatings, Chant West, Heron Partnership, Morningstar, and more.

These are all agencies that focus on research and ratings, tracking data from all across the superannuation industry.

Our awards

At Australian Retirement Trust, we’ve adopted the same products, services, and investments as Sunsuper from 28 February 2022. And being profit-for-members and an industry super fund means if you join us, you’re the real winner.


Looking for a fund others recommend? We're rated #1 for customer satisfaction.

Australian Wealth Management Awards Best Industry Super Fund 2024 logo

Australian Wealth Management

We've been recognised as the Best Superannuation Industry Fund for 2024, based on key areas including performance and innovation.

Super Review

We were presented with Best Super Fund as voted for by Financial Advisers at the Super Fund of the Year Awards 2024.


We've got a 5-star record of outstanding value ratings for our Super Savings Income accounts. And our Lifetime Pension has been recognised for innovation excellence.

Chant West

We put our members' retirement first – and it shows, with our 5 Apples ratings and awards for longevity (making your super last), advice services, and corporate solutions.


Judges agreed our focus on strong long-term performance has created great results.

Heron Partnership

Our award-winning investments and insurance provide a range of quality options for you.


We received the Morningstar Medalist Rating™ of Silver.


The Rainmaker AAA Quality Rating recognises that we have best practice across fees and charges, insurance, investments, and more.

Awards are important, but does your super fund have what it really takes?


Focus on performance

Our Super Savings Balanced option has delivered 8.3% p.a. over the 10 years to 31 March 20241

See our returns

Member rewards

Save on the things you need now, and have more for the future, with access to great discounts.

Reward yourself

Financial advice

Did you know? The cost of personal advice about your account is included in your membership.2

Find out more

Join over 2.3 million members with one of Australia’s largest super funds.

We're one of Australia's largest super funds. If you’re ready to open an award-winning account with us, it takes less than 3 minutes to join online.

Ratings and awards are only one factor to be taken into account when deciding to invest. Past performance is not a reliable indicator of future performance.

1. Over the 10 years to 31 March 2024, our Super Savings Balanced option returned 8.3% p.a. (Accumulation), 8.3% p.a. (Super Savings Lifecycle Investment Strategy - Balanced Pool), and 9.1% p.a. (Income). The option has adopted the pre-merger investment strategy of the Sunsuper Balanced option. Source: SuperRatings Fund Crediting Rate Survey - SR50 Balanced (60-76) Index, 31 March 2024. The industry median return for the SR50 Balanced (60-76) Index comprises the 50 largest investment options with a similar asset allocation to growth style assets between 60-76%. The Super Savings Balanced option has identical investments to the Balanced Pool in the Lifecycle Investment Strategy. Members invested in the Lifecycle Investment Strategy are invested 100% in the Balanced Pool until age 55. Past performance is not a reliable indicator of future performance. Ratings and awards are only one factor to be taken into account when deciding to invest. Investment returns are net of investment fees and costs and taxes (where applicable). Super Savings products issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL No. 228975) as trustee for Australian Retirement Trust (ABN 60 905 115 063). Consider the Super Savings product disclosure statements and TMDs before deciding.

2. Employees in the Australian Retirement Trust group provide advice to members and employers as representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818 AFSL No. 227867) (SFS), that is wholly owned by the Trustee as an asset of Australian Retirement Trust. SFS is a separate legal entity responsible for the financial services it provides. Eligibility conditions apply. Refer to the Financial Services Guide at for more information.


Finder Super Funds Satisfaction Awards 2023. Read the Finder awards methodology to learn more. Ratings and awards are only one factor to be taken into account when deciding to invest. Past performance is not a reliable indicator of future performance.

Chant West

The Zenith CW Pty Ltd ABN 20 639 121 403 AFSL 226872/AFS Rep No. 1280401 Chant West rating (assigned 5 February 2024) is limited to general advice only and has been prepared without considering your objectives or financial situation, including target markets where applicable. The rating is not a recommendation to purchase, sell or hold any product and is subject to change at any time without notice. You should seek independent advice and consider the PDS or offer document before making any investment decisions. Ratings have been assigned based on third party data. Liability is not accepted, whether direct or indirect, from use of the rating. Past performance is not an indication of future performance. Refer to for full ratings information and our FSG. Chant West Awards issued 17 May 2023 are solely statements of opinion and not a recommendation in relation to making any investment decisions. Awards are current for 12 months and subject to change at any time. Awards for previous years are for historical purposes only. Full details on Chant West Awards on Chant West website.


The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit for ratings information and to access the full report. © 2024 SuperRatings. All rights reserved.


The Morningstar Medalist RatingTM for Fund ART Growth Super, ART Balanced Super, ART Retirement Super, ART Conservative Super is 'Silver' as of 5 September 2023.

© 2023 Morningstar, Inc. All rights reserved. Neither Morningstar, its affiliates, nor the content providers guarantee the data or content contained herein to be accurate, complete or timely nor will they have any liability for its use or distribution. This report or data has been prepared for clients of Morningstar Australasia Pty Ltd (ABN: 95 090 665 544, AFSL: 240892) and/or New Zealand wholesale clients of Morningstar Research Ltd, subsidiaries of Morningstar, Inc. Any general advice has been provided without reference to your financial objectives, situation or needs. For more information refer to our Financial Services Guide at fsg.pdf. You should consider the advice in light of these matters and if applicable, the relevant Product Disclosure Statement before making any decision to invest. Morningstar’s publications, ratings and products should be viewed as an additional investment resource, not as your sole source of information. Morningstar’s full research reports are the source of any Morningstar Ratings and are available from Morningstar or your adviser. Past performance does not necessarily indicate a financial product’s future performance. To obtain advice tailored to your situation, contact a financial adviser.