Outstanding value super
Our Super Savings Accumulation and Income accounts have won multiple awards over many years for outstanding value for money.
Long-term performance
Performance is important, so we’re proud of our Balanced option's performance rating,1 20 years in a row.
Better retirement
As a profit-for-members super fund, we design products that make your super last longer.
We're transparent, and so are the agencies who rate us
We're happy to share the ratings we've received from agencies including Canstar, Lonsec SuperRatings, Chant West, Heron Partnership, Morningstar, and more.
These are all agencies that focus on research and ratings, tracking data from all across the superannuation industry.
Our awards
At Australian Retirement Trust, we’ve adopted the same products, services, and investments as Sunsuper from 28 February 2022. And being profit-for-members and an industry super fund means if you join us, you’re the real winner.
We’ve got a 5-star record of outstanding value ratings for both our Super Savings Accumulation and Income accounts.
Our retirement products have won several awards for innovation. So you can relax, knowing we'll help you make your super last.
Judges agreed our focus on strong long-term performance has created great results.
We put our members' retirement first – and it shows, with our 5 Apples ratings and awards for longevity (making your super last), advice services, and corporate solutions.
We received Fund Manager of the Year – Multisector for 2023, as well as the Morningstar Analyst Rating™ of Bronze.
Our award-winning investments and insurance provide a range of quality options for you.
The Rainmaker AAA Quality Rating recognises that we have best practice across fees and charges, insurance, investments, and more.
Awards are important, but does your super fund have what it really takes?
Focus on performance
Our Balanced option has delivered 10% in 2022–23, and 8.4% p.a. over the 10 years to 30 June 2023.1
Member rewards
Save on the things you need now, and have more for the future, with access to great discounts.
Financial advice
Did you know? The cost of personal advice about your account is included with your membership.
Join over 2.3 million members with one of Australia's largest super funds.
We may be new, but we're already one of the largest super funds. If you’re ready to open an award-winning account with us, it takes less than 5 minutes to join online.
Join today-
Ratings and awards are only one factor to be taken into account when deciding to invest. Past performance is not a reliable indicator of future performance.
1. In 2022-23, our Super Savings Balanced option returned 10% for Accumulation accounts, 9.9% for the Lifecycle option's Balanced Pool, and 11.1% for Income accounts. Over 10 years, it returned 8.4% p.a. (Accumulation) and 9.3% (Income). The Australian Retirement Trust Super Savings Balanced option has adopted the pre-merger investment strategy of the Sunsuper Balanced option. The industry median return for the SR50 Balanced (60-76) Index comprises the 50 largest investment options with a similar asset allocation to growth style assets between 60-76%. Source: SuperRatings Fund Crediting Rate Survey - SR50 Balanced (60-76) Index, 30 June 2023. The Super Savings Balanced option has identical investments to the Balanced Pool in the Lifecycle Investment Strategy. Members invested in the Lifecycle Investment Strategy are invested 100% in the Balanced Pool until age 55. Past performance is not a reliable indicator of future performance. Investment returns are net of investment fees and costs and taxes (where applicable). Super Savings products issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL No. 228975) as trustee for Australian Retirement Trust (ABN 60 905 115 063). Consider the Super Savings product disclosure statements and TMDs before deciding.
Chant West
The Zenith CW Pty Ltd ABN 20 639 121 403 AFSL 226872/AFS Rep No. 1280401 Chant West rating (assigned 17 May 2023) is limited to general advice only and has been prepared without considering your objectives or financial situation, including target markets where applicable. The rating is not a recommendation to purchase, sell or hold any product and is subject to change at any time without notice. You should seek independent advice and consider the PDS or offer document before making any investment decisions. Ratings have been assigned based on third party data. Liability is not accepted, whether direct or indirect, from use of the rating. Past performance is not an indication of future performance. Refer to www.chantwest.com.au for full ratings information and our FSG. Chant West Awards issued 17 May 2023 are solely statements of opinion and not a recommendation in relation to making any investment decisions. Awards are current for 12 months and subject to change at any time. Awards for previous years are for historical purposes only. Full details on Chant West Awards on Chant West website.
-
SuperRatings
The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit superratings.com.au for ratings information and to access the full report. © 2022 SuperRatings. All rights reserved.
-
Money magazine
Money magazine awards are solely a statement of opinion and do not represent a recommendation to purchase, hold, or sell this product, or make any other investment decisions. Ratings are subject to change. Go to moneymag.com.au for details of its ratings criteria. Ratings are only one factor to be taken into account when deciding to invest. Past performance is not a reliable indicator of future performance.
-
Lonsec
The rating issued 04/2022 is published by Lonsec Research Pty Ltd ABN 11 151 658 561 AFSL 421 445 (Lonsec). Ratings are general advice only, and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and Lonsec assumes no obligation to update. Lonsec uses objective criteria and receives a fee from the Fund Manager.
Visit lonsec.com.au for ratings information and to access the full report. © 2022 Lonsec. All rights reserved.
-
Morningstar
Morningstar Analyst Rating™ for Funds ART Growth Super, ART Balanced Super, ART Retirement Super, and ART Conservative Super is 'Bronze' as of 24 August 2022. © 2023 Morningstar, Inc. All rights reserved. Neither Morningstar, its affiliates, nor the content providers guarantee the data or content contained herein to be accurate, complete or timely nor will they have any liability for its use or distribution. This report or data has been prepared for clients of Morningstar Australasia Pty Ltd (ABN: 95 090 665 544, AFSL: 240892) and/or New Zealand wholesale clients of Morningstar Research Ltd, subsidiaries of Morningstar, Inc. Any general advice has been provided without reference to your financial objectives, situation or needs. For more information refer to our Financial Services Guide at www.morningstar.com.au/s/fsg.pdf. You should consider the advice in light of these matters and if applicable, the relevant Product Disclosure Statement before making any decision to invest. Morningstar’s publications, ratings and products should be viewed as an additional investment resource, not as your sole source of information. Morningstar’s full research reports are the source of any Morningstar Ratings and are available from Morningstar or your adviser. Past performance does not necessarily indicate a financial product’s future performance. To obtain advice tailored to your situation, contact a financial adviser. Some material is copyright and published under licence from ASX Operations Pty Ltd ACN 004 523 782.
Morningstar Awards 2023 (c). Morningstar, Inc. All Rights Reserved. Awarded to Australian Retirement Trust, for Morningstar Fund Manager of the year - Multisector, Australia.