What to expect from a financial advice appointment
You should set aside approximately one hour for the appointment. You and your Australian Retirement Trust financial adviser will talk over the phone about where you are now and where you see yourself when you stop working. Then you’ll learn about the things you can do now so you’re ready, no matter how close or far away your retirement might be.
And don’t worry, you won’t need to understand complicated numbers or to come up with the exact dollar amount you think you’ll need when you stop working. All you'll need is an idea about your goals and living costs. Have a look at our dream retirement lifestyles as a starting point (see below). We’ll develop a plan specifically for you based on your desired retirement lifestyle.
Steps to prepare for your appointment
Picture your dream retirement lifestyle
You've more than likely thought about how you want to live and what you want to achieve when you stop working. We encourage you to picture yourself within one of these four lifestyles.
Our obligations and responsibilities to you
Developing a financial plan specifically for you is something that we take very seriously.
Our Financial Services Guide (FSG) provides you with information about Sunsuper Financial Services Pty Ltd, and is designed to help you decide whether to use the financial advice services that it provides.
If you have a more complex financial situation or advice needs, we can refer you to an accredited external adviser. Before we refer you to an adviser, we ask ourselves, "Is this an adviser we’d trust with a loved one’s financial future?”
Talk to your financial adviser or contact Australian Retirement Trust
Australian Retirement Trust employees provide advice as representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818 AFSL No. 227867) (SFS), wholly owned by the Australian Retirement Trust, which has established a panel of accredited external financial advisers who are not employees of Australian Retirement Trust. Australian Retirement Trust is not responsible for the advice provided by these external advisers and does not receive or pay any referral fees. These external advisers will explain to you how their advice fees are determined.