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What are your options?

We help your super grow by investing it. You can either leave it to us to manage it, or choose where it goes. If you choose, you'll pick from our investment options.

Change your investment options in Member Online.
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Not sure what options might suit you?

Take the investor profile quiz to help you find out. 

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How to invest your super

Our team of investment specialists designed these options so you can choose ones that'll work for you. Here's how it works.

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Let us invest for you

You don't have to make a choice. If you leave it to us, we'll invest your super for you.

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Pick from our investment options

Choose from our expertly designed investment options.

You can choose to invest your super in as many of these options (including the Lifecycle Investment Strategy) as you like.


Let us invest for you

Lifecycle Investment Strategy

Our default MySuper option

The Lifecycle Investment Strategy is our default option. It aims to grow your super when you're younger, and protect your balance as you near retirement.

  • You dont have to do anything
  • Your investment strategy changes as you age
  • Designed for your different life stages
Explore Lifecycle
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Pick from our investment options

Diversified options

These options invest in a few different types of investments at once, like shares and property.

  • Helps minimise bad returns from one market or asset type
  • Each designed to reflect a specific investment approach
Actively managed
High GrowthBalancedConservative-BalancedConservativeBalanced Risk-AdjustedSocially-Conscious Balanced
Indexed options
High Growth IndexBalanced Index
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Asset class options

These options invest in a single type of investment (or asset type).

  • Lets you pick which asset types you want to invest in 

  • Mostly indexed options, which generally have lower investment fees

Shares
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Read the PDS that applies to you for more information.

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Sustainable investment

Want more information about our approach to sustainable investment?

Learn more
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Get advice over the phone

Advice about your super account with us is included with your membership.1

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Manage your investments online

Check how your super's invested, choose your investment mix or make changes anytime in Member Online or the Australian Retirement Trust app.

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FAQs about investment options

Why choose usStrong performanceCommitted to lower feesChanging jobsJoin online
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Call 13 11 84

8:00am–7:30pm AEDT Monday to Friday

More contact options

Fund name: Australian Retirement Trust 
Account type: Super Savings 
ABN: 60 905 115 063 
USI: 60 905 115 063 003

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Acknowledgement of Country
We want to respectfully acknowledge the Traditional Owners and Custodians of these lands, seas, and waters throughout Australia. We pay our respects to Elders both past and present. We acknowledge the history, the resilience and the continual contributions of Aboriginal and Torres Strait Islander peoples of their Country.

The information on this website contains general information only. It doesn’t consider your personal objectives, financial situation, or needs. Before making any decisions about ART, you should read the relevant Product Disclosure Statement (PDS) and Target Market Determinations (TMD) to consider whether the product is right for you.