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Most Aussies don't know what the super rate is

New data shows 81% of Australians don't know the super guarantee (SG) rate

5 min read | Superannuation

How to ask for a pay rise

Asking for a pay rise now can have a big impact on your super for years to come.

3 min read | Superannuation

Preserved super: what does it mean for your retirement?

Learn about preserved super, when you can access it, and how understanding these rules can help you plan for a better retirement.

2 min read | Superannuation

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What are super fees?

Find out what your super fees really pay for, and learn how to do your own superannuation fees comparison.

4 min read | Superannuation

How to check if you have ATO-held super

Learn how to check for and claim ATO-held super. Discover types of held super and easy steps to transfer it to your account.

2 min read | Superannuation

What is the Work Test for superannuation?

If you're 67 or older, there are some important things to know about putting money into your super.

2 min read | Superannuation

How super can compound your earnings

Ever wondered how a little extra money in your super today could make a big difference tomorrow? It's all thanks to the snowball effect of compound earnings.

2 min read | Superannuation

Capital gains tax in super

Did you know capital gains tax applies to your super? Let's look into how it can impact your retirement savings.

4 min read | Superannuation

Stapled super funds: What you need to know

'Super stapling' means your super follows you from job to job. Here's what you need to know about this important reform that could mean more savings for retirement.

2 min read | Superannuation

What does exclusive of superannuation mean?

When you’re looking for a new job and comparing salaries, you might come across the phrase 'exclusive of superannuation'. But what does it actually mean?

2 min read | Superannuation

What superannuation details do I need to give to my employer?

Starting a new job? Learn what details you need to set up your super with your new employer.

3 min read | Superannuation

How to choose a super fund

Want to retire in comfort? You're not alone. Here's what to compare when choosing a super fund that's best for you.

6 min read | Superannuation

What to do if you have unpaid super

Super is your money to spend in retirement. Follow these steps to check if you're missing super payments and claim any unpaid super.

3 min read | Superannuation

5 ways to grow your super for a better retirement

If you worry about being able to afford the lifestyle you want when you retire, you're not alone. But with our simple tips, you can boost your super and have more for the future.

6 min read | Superannuation

Can you have 2 super funds?

There are lots of reasons you might have multiple super funds, but it could be impacting your long-term super savings.

3 min read | Superannuation

Super on paid parental leave

Super on paid parental leave will help new parents look after their future while they look after their family.

3 min read | Superannuation

5 reasons to make non-concessional contributions

When it comes to growing your superannuation, every little bit helps. Learn what non-concessional super contributions are, and 5 reasons to add them to your savings plan.

3 min read | Superannuation

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Are you with a top performing super fund?

You build your retirement savings over a lifetime. So, it's important to look at the long-term performance of your fund to help grow your super even more.

3 min read | Superannuation

Salary packaging your super

Nobody enjoys watching their hard-earned pay eaten up by tax. Salary packaging is a way to pay less tax and keep more of your money. Is it right for you?

3 min read | Superannuation

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Super for sole traders

If you work for yourself, you may be wondering if you have to pay super or not. And if so, how much you should pay. Learn more about making super contributions as a sole trader or self-employed person.

4 min read | Superannuation

Claiming super contributions as a tax deduction

Before you do your tax return this year, it's worth checking if you can claim super contributions on your tax return. Learn how it works and what you need to be aware of.

3 min read | Superannuation

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What's MySuper in Australia

MySuper is a simple and low-cost superannuation product. Check if it suits you and how to easily compare MySuper funds.

3 min read | Superannuation

The super guarantee charge for employers

The SGC is a fine you get if you haven't paid your employees’ super on time and to the correct super fund. Learn how it works.

4 min read | Superannuation

What’s changing in super from July 2024

Some key changes to super will be in effect from 1 July 2024. Here’s a summary of the changes to super that might affect you.

4 min read | Superannuation

3 simple steps to a super health check

Many of our members do vital work looking after our communities. Some simple steps can help you look after your super.

5 min read | Superannuation

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Is super paid on annual leave?

Will you get super while on holiday? Let's see which types of leave are included for super, based on your earnings.

5 min read | Superannuation

Protect yourself from super scams

Scammers are increasingly stealing identities to get to people’s hard-earned retirement savings. We have strong security in place to protect your accounts. But there are things you can do, too.

4 min read | Superannuation

Superannuation changes

Keep informed about the latest changes to super to help you plan your retirement better.

5 min read | Superannuation

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Can I use my super to buy a house?

You may be able to access some of your super savings to help you purchase your own home sooner. Check if you're eligible.

5 min read | Superannuation

Top 10 benefits of superannuation for saving money

Super is a powerful tool for building financial security. But are you getting all the benefits? Discover 10 ways to unlock your super's full potential as one of the best ways to save money.

5 min read | Superannuation

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Using super to buy investment property

Keen to invest in property but short on funds? Buying an investment property with super is possible but it's not for everyone.

5 min read | Superannuation

What are reportable superannuation contributions?

Income tests for Centrelink benefits and things like private health rebates include reportable super contributions. But what are they? Check if you get them and what you need to do at tax time.

4 min read | Superannuation

What are concessional contributions?

You want the best chance of living your retirement dreams. Learn how concessional contributions could help you boost your super while saving tax.

4 min read | Superannuation

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Is super paid on overtime?

You might be wondering if you're being paid super for overtime work. Super is paid on your ordinary time earnings (OTE), find out what's included.

5 min read | Superannuation

When was super introduced in Australia?

Superannuation was introduced in the 1800s. But super didn't become compulsory in Australia for nearly 100 years. Now most workers have some super.

6 min read | Superannuation

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Maximum super contribution base for high-income earners

Your employer must pay you a minimum amount of super every year. But there's also a maximum limit. If you're a high-income earner, learn what it means for your savings.

7 min read | Superannuation

What is a self-managed super fund?

A self-managed super fund (SMSF) gives you ultimate control over your super. But it takes a lot of time, effort, and skill. So, is it right for you?

7 min read | Superannuation

Explore resources for your clients

Tools and calculators

Our easy-to-use tools and calculators can help you plan, manage and grow your super balance.

Super Insider podcast

Our Super Insider podcast is your guide on super, retirement, the economy and investment markets.

Webcasts

Our webcasts offer simple steps to help you take charge of your super and your financial future.

Get expert advice

We can help you get your super on track so you can live an amazing life after work. Advice about your account is included in your membership.

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Fund name: Australian Retirement Trust 
Account type: Super Savings 
ABN: 60 905 115 063 
USI: 60 905 115 063 003

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Acknowledgement of Country
We want to respectfully acknowledge the Traditional Owners and Custodians of these lands, seas, and waters throughout Australia. We pay our respects to Elders both past and present. We acknowledge the history, the resilience and the continual contributions of Aboriginal and Torres Strait Islander peoples of their Country.

The information on this website contains general information only. It doesn’t consider your personal objectives, financial situation, or needs. Before making any decisions about ART, you should read the relevant Product Disclosure Statement (PDS) and Target Market Determinations (TMD) to consider whether the product is right for you.