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Ethical investing with Australian Retirement Trust

The Socially Conscious Balanced Option is a sustainable investment option for Australian Retirement Trust Super Savings members.

Ethical investing with Australian Retirement Trust

The Socially Conscious Balanced Option is a sustainable investment option for Australian Retirement Trust Super Savings members.

Australian Retirement Trust sustainable investing

Build a sustainable future

If you want to use your super for good and get strong long-term results, consider choosing Australian Retirement Trust’s Socially Conscious Balanced investment option1.

The diversified ethical investment option invests in companies that work towards building a more sustainable future.

Invest ethically without sacrificing performance

The ethical investment option offers members the choice to invest in a diversified portfolio aligned with our environmental, social and governance principles, whilst accumulating wealth over the long-term and delivering strong returns.2

Socially conscious balanced returns for December 2021 is 12.18% p.a over 3 years and 7.74% p.a over 7 years and 9.38% p.a over 10 years
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Have confidence in an independently certified fund

Our Socially Conscious Balanced option is a certified responsible investment option4.

Australian Retirement Trust is also a member of the Responsible Investment Association Australasia and a signatory of the United Nations Principles for Responsible Investing.

 

Make a change today

Already a member? Use Member Online to update your investment option.

Frequently asked questions

If you are considering whether the Socially Conscious Balanced investment option is the right one for you, you should speak to your financial adviser or to one of Australian Retirement Trust's advisers. You can give Australian Retirement Trust a call on 13 11 84 or to change your investment option online, log in to Member Online.

 

Our Socially Conscious Balanced option invests in companies that limit its material exposure – that’s no more than 5 per cent of its total revenue from the production or manufacture of the following industries, 
  • fossil fuel explorers, miners or energy generators*
  • tobacco
  • alcohol
  • controversial weapons
  • nuclear weapons
  • pornography
  • gambling
  • live animal export services

Learn more about Australian Retirement Trust’s Responsible Investment Strategy and commitment to creating a better future for our members.

*Fossil fuel producers and energy generators are excluded from this option, a decision which we believe will significantly increase the sustainability of the portfolio and lower its overall carbon footprint.

The Socially Conscious Balanced option is built for the long-term. It invests in companies committed to a low-carbon future like Salesforce; social bonds and more.

  • Salesforce is an integrated CRM system committed to creating a sustainable, low-carbon future by delivering a carbon-neutral cloud for its customers. In 2020, Salesforce secured renewable energy supply equivalent to 63% of their current global use and are on track to achieve their 100% renewable energy target by 2022.
  • African Development Bank’s “Fight COVID-19” social bond was the largest social bond issued to date in international capital markets. The bond aims to combat the social and economic fallout across the African continent from the affects of the coronavirus pandemic through financing health services and other essential services and infrastructure.
Socially Conscious Balanced asset allocation2

Strategic (%) Allowable Range (%)
Australian shares 25.5 0-50
International shares 26.5 0-70
Private capital 8 0-15
Property 10 0-30
Infrastructure 10 0-20
Fixed income 18 0-45
Cash 2 0-25

When reading the objectives and/or risks you should also read the important information about Risks of Australian Retirement Trust's investment options and Important information about expected returns in the Super Savings Investment guide. The objectives are set by Australian Retirement Trust for monitoring our ongoing investment performance.

If you’re new to Australian Retirement Trust join today and select the Socially Conscious Balanced investment option.3
Australian Retirement Trust Super Savings Members who want to make the switch log in to Member Online or call us on 13 11 84.

Find out more

Check out the Super Savings Socially Conscious Balanced Option holdings at 30 June 2021.

Join our two million members*

Joining takes less than 5 minutes.

We recommend you have your Tax File Number and employer details with you.

Join today

Or call us!

We're here to help

Call Us 13 11 84

 

Disclaimers

  1. Past performance is not a reliable indication of future performance. Returns may vary considerably over time.
  2. This is the Super Savings Accumulation account version of the Socially Conscious Balanced option as at January 2021.
  3. If you are considering whether the investment option for your super is the right one for you, you should speak to your financial adviser or to one of Australian Retirement Trust's advisers. You can give Australian Retirement Trust a call on 13 11 84 or to change your investment option online, log in to Member Online.
  4. The Certification Symbol is a Registered Trade Mark of the Responsible Investment Association Australasia (RIAA) and demonstrates that Australian Retirement Trust’s Socially Conscious Balanced investment option meets RIAA’s RI certification standards. RIAA’s Responsible Investment Certification Program does not constitute financial product advice. Neither the Certification Symbol nor RIAA recommends to any person that this financial product is a suitable investment or that returns are guaranteed. RIAA is not a financial services business and does not hold an Australian Financial Services Licence. For more information about the certification visit responsibleinvestment.org or Super Savings Investment guide. RIAA’s certification for Australian Retirement Trust’s Socially Conscious Balanced option is reviewed annually and due for renewal in May 2023.
    *As at February 2021.