High Growth Index
A diversified portfolio of listed assets with around 90% growth assets (Australian and international shares).
Option: High Growth Index
Summary
As at 30 June 2025
N/A
Option established on 1 July 2024.
7+ years
Suggested timeframe
0.08% p.a.
Fees1 + admin fees and costs
Who it suits
Suitable if you're an investor who:
- wants a diversified portfolio of listed assets with around 90% growth assets (Australian and international shares)
- is willing to take higher risk for higher long-term returns and wants an option that's lower cost than an actively managed option
- is prepared to accept the option can have negative returns over the short and medium term and has a higher allocation to growth assets than the High Growth option. It invests in listed asset classes that follow market indices and so will generally have lower fees than some of the actively managed diversified options
- is prepared to accept the option may not be suitable if you have a low risk tolerance, are seeking to preserve your super, or are likely to need access to your super in the next few years.
Risk2
Expected number of years of negative annual returns in any 20 years: 4 to less than 6. The risk is based on the standard risk measure (SRM)^.
Investment objective
Accumulation and TTR Income accounts:
CPI + 3.5% p.a.
Retirement Income accounts:
CPI + 4.0% p.a.
Option size
Super assets:
$837.7 million
Pension assets:
$108.6 million
^For more definitions
High Growth Index performance
As at 30 June 20251
World share markets enjoyed strong returns over the June quarter, despite ongoing concerns over global trade, and attacks on Iran and its nuclear infrastructure by both Israel and the US.
After share prices fell sharply in early in April in response to President Trump’s ‘Liberation Day’ tariff announcements, the president’s decision soon after to pause most of those tariffs for 90 days sparked a massive resurgence in world share markets. Australian and global fixed income returns were positive over the quarter, with Australian bonds generally outperforming global markets.
| Accumulation accounts | Retirement Income accounts3 | |
|---|---|---|
| 10 years (p.a.) | - | - |
| 7 years (p.a.) | - | - |
| 5 years (p.a.) | - | - |
| 3 years (p.a.) | - | - |
| 1 year | 12.11% | 14.10% |
| 3 months | 6.81% | 7.93% |
Past performance isn't a reliable indicator of future performance. Returns shown are after investment fees and costs, transaction costs, and investment taxes (where relevant) but before all other fees and costs.
Returns shown here for our Accumulation account are also the returns that apply for Transition to Retirement Income accounts. Tax generally doesn't apply to investment earnings in Retirement Income accounts.
High Growth Index asset allocation
| Strategic asset allocation | |
|---|---|
| Australian shares | 39.75% |
| International shares | 50.25% |
| Fixed income | 10% |
| Total | 100% |
Benchmark: The market indices followed for each asset class are the same market indices we show for the Australian Shares Index, International Shares Unhedged Index, Bonds Index, and Cash options, although the proportions may differ. Currency is partially hedged for this option.
From 1 July 2025. For more information on these asset classes, strategic asset allocations, and allowable ranges, read the PDS that applies to you.
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