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Withdraw super under 60

Superannuation is designed to help you save for your retirement, so the Australian Government has rules around when and how you can access it. Normally, you can't take out your super until you reach your preservation age (55 to 60), except for these special claim circumstances.

Severe financial hardship

There's two ways to access super in financial hardship, so first you'll need to check which type you could apply for.

Compassionate grounds

This claim type is to help you pay for medical costs, mortgage stress, or funeral expenses.

Permanent incapacity

If a medical condition means you won't ever work again, you may be able to get your super.

Temporary residents leaving Australia

If you visited Australia on a temporary visa, you might be able to take your super home with you.

First Home Super Saver (FHSS) Scheme

If you've added money to your super for a first home deposit, you can take out that money to buy a house.

Read our guide on accessing super

Find out more about how and when you're allowed to take out some or all of your super, including before the government's preservation age.

Read now

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