Withdraw super under 60
Superannuation is designed to help you save for your retirement, so the Australian Government has rules around when and how you can access it. Normally, you can't take out your super until you reach age 60 (also known as your preservation age) and retire, except for these special claim circumstances.
Severe financial hardship
There's two ways to access super in financial hardship, so first you'll need to check which type you could apply for.
Compassionate grounds
This claim type is to help you pay for medical costs, mortgage stress, or funeral expenses.
Permanent incapacity
If a medical condition means you won't ever work again, you may be able to get your super.
Temporary residents leaving Australia
If you visited Australia on a temporary visa, you might be able to take your super home with you.
First Home Super Saver (FHSS) Scheme
If you've added money to your super for a first home deposit, you can take out that money to buy a house.
Read our guide on accessing super
Find out more about how and when you're allowed to take out some or all of your super, including before the government's preservation age.
Want to speak to someone?
We're available to speak by phone or live chat between 8:00am–7:30pm AEDT Monday to Friday