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If you're a member of Australian Retirement Trust and need to make changes to your insurance, follow these instructions.

Manage your cover

Check your current cover

See what level of insurance cover you currently have. If you don't have any, then you can apply for insurance cover.

Change your insurance

As life changes, we make it easy for you to update your insurance cover to suit your needs.

Cancel your insurance

You can reduce or cancel your existing insurance cover at any time.

Make a claim

If you need to make a claim, we're here to help and guide you. We're committed to paying all eligible insurance claims as quickly as possible.

Total and permanent disability

Use this online form if you've been diagnosed as totally and permanently disabled and can't go back to work.

Income protection

Use this online form if you can't work because of serious illness or injury.

Terminal medical condition

Use this online form if you're diagnosed with a terminal medical condition.

Make a death claim

If you expect to receive someone's death benefit, including their super and any insurance, please let us know.

Read our guide on insurance

Protecting your retirement dreams is just as important to us as helping you reach them. The right insurance cover can help you and your family feel prepared and protected.

Find out more

Want to speak to someone?

We're available to speak by phone or live chat between 8:00am-7:30pm AEST Monday to Friday

Call 13 11 84

Talk to our friendly team

Email us

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