Insurance
If you're a member of Australian Retirement Trust and need to make changes to your insurance, follow these instructions.
Manage your cover
Check your current cover
See what level of insurance cover you currently have. If you don't have any, then you can apply for insurance cover.
Change your insurance
As life changes, we make it easy for you to update your insurance cover to suit your needs.
Cancel your insurance
You can reduce or cancel your existing insurance cover at any time.
Make a claim
If you need to make a claim, we're here to help and guide you. We're committed to paying all eligible insurance claims as quickly as possible.
Total and permanent disability
Use this online form if you've been diagnosed as totally and permanently disabled and can't go back to work.
Income protection
Use this online form if you can't work because of serious illness or injury.
Terminal medical condition
Use this online form if you're diagnosed with a terminal medical condition.
Make a death claim
If you expect to receive someone's death benefit, including their super and any insurance, please let us know.
Read our guide on insurance
Protecting your retirement dreams is just as important to us as helping you reach them. The right insurance cover can help you and your family feel prepared and protected.
Want to speak to someone?
We're available to speak by phone or live chat between 8:00am–7:30pm AEDT Monday to Friday