Significant event notifications
Australian Retirement Trust is required by law to show a summary of significant event and material change notifications issued to members for the past 2 years.
We do this in a number of ways, and information about our previous significant event notices and important updates can be found below.
If you would like a copy of notifications about your accounts, please contact us.
For Super Savings (previously Sunsuper for life), Super Savings - Corporate, and Super Savings - Business account holders
May 2025
We’re making changes to Super Savings.
On 1 April 2025, we changed the asset allocation of the Cash option and Cash Pool within the Lifecycle Investment Strategy.
From 1 July we’re making changes to:
- Investments: We’re making updates to an investment timeframe, asset allocations, risk labels, screening exclusions, and investment fees and costs and transaction costs.
- Insurance: The definition of ‘limited cover’ is being updated to include more information on exclusions related to pre-existing conditions.
- There are also legislative and other changes and updates we want to tell you about.
You can find more in the
May 2024
We’re making changes to our administration fees from 1 July 2024.
We’re introducing a new investment option menu from 1 July 2024.
There are also some other product and process changes occurring that we want you to know about.
It applies to you if you currently have a Super Savings Accumulation account or a Super Savings Income account. Super Savings Accumulation accounts are either a Super Savings Accumulation account, a Super Savings Business Accumulation account, a Super Savings Corporate Accumulation account or an additional Accumulation account within a Super Savings Corporate Defined Benefit account.
You can find more in the
March 2024
This Product update contains important information about our new investment option menu from 1 July 2024.
It applies to you if you currently have a Super Savings Accumulation account or a Super Savings Income account. Super Savings Accumulation accounts are either a Super Savings Accumulation account, a Super Savings Business Accumulation account, a Super Savings Corporate Accumulation account or an additional Accumulation account within a Super Savings Corporate Defined Benefit account.
You can find more in the
July 2023
The Super Savings Retirement Bonus changed from 1 July 2023.
We made changes to insurance and premiums for Super Savings Accumulation account holders and made a change to an insurance transfer rule for Super Savings - Business and Super Savings - Corporate.
There were changes to investments from 1 July 2023, including updates to:
- Objectives
- Performance benchmarks
- Strategic asset allocations and ranges for various investment options
- Investment fees and costs.
We also provided information about laws that changed on 1 July 2023.
You can find more in the
July 2022
From 1 July 2022, we reduced the fixed weekly (dollar-based) administration fee for most members.
The merger of QSuper and Sunsuper to become Australian Retirement Trust on 28 February 2022 also resulted in some costs, which are expected to be offset by long-term benefits provided to members.
From 1 July 2022, we also changed:
- How we disclose fees and costs to members to meet new government regulations designed to make superannuation fees and costs more transparent and easier to compare
- Some asset class names and strategic asset allocations
- Performance benchmarks for certain asset allocations
- Certain investment option objectives
- The Unique Superannuation Identifier (USI) for all Super Savings accounts, and
- Access details for our 2020–21 member outcomes assessment.
We also summarised recent changes to the law that might impact members, with links to online resources for more information.
You can find more in the
January 2022
Sunsuper and QSuper merged to form Australian Retirement Trust in 2022. This significant event notice was to let members know that the merger would happen on 28 February 2022.
As part of the merger, we transferred members' Sunsuper accounts to Australian Retirement Trust. Sunsuper for life accounts became Super Savings accounts, so we explained what changed with account details, insurance, and investments.
We told members the key dates to process changes on their account before the merger, and how the merger might change things like insurance claims, complaints in progress, services, and accessing your account (e.g. Member Online login details).
We gave an update about how Sunsuper would apply changes in the law for penalties against superannuation trustees.
You can find more in the
July 2021
We made various changes to investment and insurance cover terms and conditions from 1 July 2021 for Sunsuper for life accounts:
Investments
We made changes to investment fees and costs, and updated performance benchmarks and asset allocations.
Insurance
For members with indexed Tailored Income Protection, we confirmed the indexation amount that applies.
Other changes
- Proposed and upcoming changes to the law
- Changes to the Sunsuper Retirement Bonus
- Updates to our online consolidation process
- Updates to our privacy policy
You can find more in the
For Super Savings (previously Sunsuper for Life) – Business and Corporate product holders
In addition to the significant event and material change notifications listed above, from time to time the insurance premium rates for some Super Savings – Business and Super Savings – Corporate products change.
Where these premium changes affected you, we'll communicate the changes to you directly.
You can find all notifications about premium changes that affected you in Member Online, or contact us and we'll send you a copy.