1. Manage your super online
Check your super balance, get your account details, start saving money, manage your investments and insurance and more with Member Online and the ART app.
2. Find your super and consider combining
If you've got multiple super accounts, you could be paying multiple fees and multiple insurance premiums. Every cent counts when it comes to investing in your future, so why not bring all your super together? It only takes a few clicks. We can help you find and combine your super with your Australian Retirement Trust (ART) account.
Find out more at art.com.au/consolidate
3. Grow your super
One way to grow your savings for life after work is making extra super contributions from your own money when you can afford it. The government can also add extra money to your super, depending on how much you earn in a year. And if you retire with ART, we offer a great bonus as well.
Find out more at art.com.au/contributions
4. Choose investments
Whether you’re happy to leave your investment choice to us, or a hands-on investor, we offer a wide range of investment options to suit different risk profiles and retirement goals. Before making an investment choice, consider your personal circumstances, financial goals and how comfortable you are with risk. If you’re unsure, you can contact us at art.com.au/contact-us or call us on 13 11 84 8:00am – 7:30pm AEST/AEDT Monday to Friday.
Find out more at art.com.au/investments/options
5. Review your insurance
Do you have enough insurance for your needs? There are some great benefits to being insured through your super and making sure you have the right insurance in place can financially protect you and your family if the unexpected occurs.
Find out more at art.com.au/insurance/options
6. Nominate a beneficiary
Who will inherit your super and insurance benefits? It’s not easy to plan ahead in the event that the worst should happen but being prepared could make a difficult time a lot easier for your loved ones.
Find out more at art.com.au/superannuation/beneficiaries
7. Get financial advice
If you don’t have a financial adviser, Australian Retirement Trust has qualified financial advisers1 who can help you over the phone with simple advice about your Super Savings account. This service is included in your membership2. If the advice you need is more complex or comprehensive in nature, we may refer you to an accredited external financial adviser3. Advice of this nature may incur a fee.
Find out more at art.com.au/advice/options
8. Learn more about super
The more you know, the more you can take charge of your financial future. Explore our tools, resources, information and inspiration to help you plan for your future, manage your super and live the retirement you dream of.
Find out more at art.com.au/learn
1 Australian Retirement Trust employees provide advice as representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818 AFSL No. 227867) (SFS), wholly owned by Australian Retirement Trust.
2 Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818 AFSL No. 227867) (SFS) is a separate legal entity responsible for the financial services it provides. Eligibility conditions apply. Refer to the Financial Services Guide (pdf) for more information.
3 Australian Retirement Trust has established a panel of accredited external financial advisers who are not employees of Australian Retirement Trust. Australian Retirement Trust is not responsible for the advice provided by these advisers and does not receive or pay any referral fees. These advisers will explain to you how their advice fees are determined.