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Fees and costs in your Super Savings Accumulation account

As a profit for members fund, we're committed to returning profits as lower fees and better services.

Administration fees and costs will come out of your Super Savings Accumulation account to cover our administration costs and like most super funds, investment fees and costs and transaction costs (depending on your investment option) will apply.

Accumulation account administration fees and costs

Members pay administration fees and costs of just $1.20 per week plus 0.10% p.a. for the first $800,000 of their account balance, plus 0.07% p.a. deducted from general reserves.

For balances under $6,000 a maximum 3%1 fee cap applies to all Australian Retirement Trust accounts, inclusive of administration fees and costs, investment fees and costs, and transaction costs.

Fees and costs at a glance

The full range of fees and costs associated with an investment in Australian Retirement Trust Super Savings Accumulation accounts are set out below:

Type of fee or cost
Amount
How and when paid
Ongoing annual fees and costs 1
Administration fees and costs
$1.20 per week, plus 0.10% p.a. of the first $800,000 of your account balance, plus 0.07% p.a.
Fees deducted from your account
Dollar based administration fee of $1.20 is generally deducted from your account balance weekly. Not pro-rated for partial weeks.
Percentage administration fee of 0.10% p.a. of the first $800,000 of your account balance is generally deducted from your account balance weekly.
Pro-rated for partial weeks.
Costs not deducted from your account
0.07% p.a. is not deducted from your account balance but is deducted from the Fund's general reserve.
Investment fees and costs2
For the Lifecycle Investment Strategy: 0.59% to 0.66% p.a. of your account balance
For Super Savings' other investment options: 0.07% to 2.01% p.a. of your account balance4
Deducted daily from the investment option as part of the calculation of unit prices
Transaction costs
For the Lifecycle Investment Strategy: 0.14% to 0.16% p.a. of your account balance
For Super Savings' other investment options: 0.00% to 0.38% p.a. of your account balance4
Deducted daily from the investment option as part of the calculation of unit prices
Member activity related fees and costs
Buy-sell spread
Nil
Not applicable
Switching fee
Nil
Not applicable
Other fees and costs3
Refer to Additional explanation of fees and costs in the Super Savings Guide for details about other fees and costs that may apply to your account.

Want to learn more?

 If you are retired and have an Australian Retirement Trust Super Savings Retirement income account, check the fees and costs that may apply to your account.

 Take a look at the breakdown of investment fees and costs for each investment option.

 See the definitions for fees and costs.