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Strong returns

Our High Growth option returned 9.28% p.a. over 10 years to 30 June 2024.1

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Trusted by 2.4 million

Join 2.4 million Australians and more than 185,000 employers2 around Australia. Put your super, somewhere more super.

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Focused on low fees

Our admin fee is now $1.20 a week + 0.10% p.a. (and 0.07% p.a. from general reserves, not your account).

Compare performance

Our long-term performance – while it's no guarantee of the future – has given our 2.4 million members a good chance to grow their super. We've outperformed the industry median over 1, 3, 5, 7, and 10 years.1

And when you're with a profit-for-members super fund like us, profits come back to you as lower fees and better services. Check out our full range of investment options.

Top-rated investment returns

SuperRatings Platinum Performance rating 20 years in a row.3

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  • ART High Growth1

    Industry Median1

  • 1 year

    11.35%

    10.73%

  • 3 years (p.a.)

    7.60%

    5.57%

  • 5 years (p.a.)

    8.80%

    7.50%

  • 7 years (p.a.)

    9.34%

    8.07%

  • 10 years (p.a.)

    9.28%

    8.10%

Industry median: This is the middle point when comparing super funds using the SuperRatings Fund Crediting Rate Survey - SR50 Growth (77-90) Index. These returns are to 30 June 2024.

More than just performance

Returns are obviously important to grow your super. But the best super funds don't stop there, so make sure you're getting a good deal in all areas.

Award-winning

We're backed by a crowd of awards and top ratings over the years. So you can relax, knowing we'll help you make your super last.

Canstar 2023 award Finder 2023 award Super Review 2024 Best Fund award by Financial Advisers
Our awards and top ratings

Save money now, have more later

Your membership includes deals and discounts on your shop, and financial advice to help grow your super and plan your retirement.

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A big fund with the heart of a small fund

With 2.4 million members, we're one of Australia's largest super funds.

We care about every member's retirement, and we work hard for our community.

Like creating a better retirement for women and non-binary people, Aboriginal and Torres Strait Islanders, and low income earners.

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Experience more today

Don’t keep wondering whether you’d be better off with us – find out for yourself. It takes less than 3 minutes to join.

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Awards are only one factor to take into account. The award is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance.

1. Over the 10 years to 30 June 2024, our High Growth option returned 9.28% p.a. Our returns are after Investment fees and costs, Transaction costs and where applicable, investment taxes, but before administration fees and costs. From 1 July 2024 the Lifecycle Investment Strategy pools changed, with members under age 50 invested 100% in the High Growth Pool. Members over age 50 transition into a mix of High Growth, Balanced and Cash pools over time. Refer to the Investment Guide for more information about the Lifecycle Investment Strategy. From 1 July 2024, for members under the age of 50, the Lifecycle Investment Strategy invests 100% in the High Growth Pool. The High Growth Pool commenced on 1 July 2024 and has identical investments to the High Growth option. To show the returns for the High Growth Pool up to 30 June 2024, we have used the returns of the Growth option (which commenced on 28 February 2022 and adopted the investment strategy of the pre-merger Sunsuper Growth option) for periods prior to 28 February 2022. Actual returns will differ for individuals. Source: SuperRatings Fund Crediting Rate Survey - SR50 Growth (77-90) Index, 30 June 2024. The SR50 Growth (77-90) Index comprises selected investment options with a similar asset allocation to growth style assets between 77-90%. Past performance is not a reliable indicator of future performance. Ratings and awards are only one factor to be taken into account when deciding to invest. Investment returns are net of investment fees and costs, transaction costs, and investment taxes (where applicable). Products issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL No. 228975) as trustee for Australian Retirement Trust (ABN 60 905 115 063). Consider the Super Savings product disclosure statements and TMDs before deciding.

2. Figures are at 30 June 2023 and refer to ‘participating’ employers, which are also referred to as ‘default’ employers.

3. The rating is issued by SuperRatings Pty Ltd (SuperRatings) ABN: 95 100 192 283 a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, AFSL No. 421445 (Lonsec Research). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit superratings.com.au for ratings information and to access the full report. © 2024 SuperRatings. All rights reserved.