How to choose the best super fund for you

When it comes to deciding on which super fund to go with, the best option is one that fits with your personal retirement goals. Generally speaking, long-term performance matters when looking for the best superannuation fund. You'll also need to compare things like fees, investment options, insurance, and advice.

Compare our performance

Our High Growth option is the best performing super growth option over 10 years (to 31 December 2024). It’s a great result from the SuperRatings Fund Crediting Rate Survey.1

Compare our 10-year returns (31 December 2024)
ART High Growth option1
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9.58% p.a.
Overall industry median1
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8.21% p.a.

Industry median: This is the middle point when comparing super funds using the SuperRatings Fund Crediting Rate Survey - SR50 Growth (77-90) Index. These returns are to 31 December 2024.

Past performance is not a reliable indicator of future performance.

9.58% p.a.

10-year return

Competitive performance

Our High Growth option for Accumulation accounts has returned 9.58% p.a. over 10 years to 31 December 2024.

We've outperformed the industry median for our High Growth option over 1, 3, 5, 7, and 10 years.1

Check our performance

Check the fees for your super

Super funds have different fees and costs. Higher fees can eat into your savings, meaning less money when you retire. Looking for lower fees with strong performance can make a big difference to your financial future.

A fund open to all Australians

We work for members and we don’t pay shareholders. It means we're focused on lower fees and can give back profits to members as better value products and services.

Check our fees
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Award-winning performance

Our super accounts have won multiple awards over many years, including the SuperRatings Platinum Performance rating for 20 years and Canstar 5-stars for outstanding value.

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Join one of Australia's largest super funds

Awaken your super with a fund that puts members first. Our value for money is one of the reasons why     
2.4 million Australians trust us to take care of over $330 billion of their savings.

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What else do the best super funds offer?

Returns and fees are important for growing your super. But the top super funds in Australia don't stop there.

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Financial advice

Expert financial advice can help you plan for your future. Your membership with us includes advice about your account.

See advice options
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Investment options

Whether you're a hands-on investor or want to leave it to us, we give you plenty of options.

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Insurance

Insurance cover through super can help you feel protected if something happens. We have a range of cover options for you.

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Mobile app

Check your super on the go and update your account from our app or Member Online.

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Rewards and discounts

Save money on the things you need. As a member, access deals and discounts on fuel, appliances, fashion, and more.

FAQs about best performing super funds

Want to know more? Check these frequently asked questions.

Is ART one of the best super funds?

Over 2.4 million Australians trust us with their super. Ready to find out why?

Join us todayWhy choose us
Why choose usStrong performanceCommitted to lower feesChanging jobsJoin online
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Call 13 11 84

8:00am–7:30pm AEST Monday to Friday

More contact options

Fund name: Australian Retirement Trust 
Account type: Super Savings 
ABN: 60 905 115 063 
USI: 60 905 115 063 003

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Acknowledgement of Country
We want to respectfully acknowledge the Traditional Owners and Custodians of these lands, seas, and waters throughout Australia. We pay our respects to Elders both past and present. We acknowledge the history, the resilience and the continual contributions of Aboriginal and Torres Strait Islander peoples of their Country.

The information on this website contains general information only. It doesn’t consider your personal objectives, financial situation, or needs. Before making any decisions about ART, you should read the relevant Product Disclosure Statement (PDS) and Target Market Determinations (TMD) to consider whether the product is right for you.