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Claiming super contributions as a tax deduction

Before you do your tax return this year, it's worth checking if you can claim super contributions on your tax return. Learn how it works and what you need to be aware of.

3 minute read  |  Superannuation, Financial advice

What's MySuper in Australia

MySuper is a simple and low-cost superannuation product. Check if it suits you and how to easily compare MySuper funds.

3 minute read  |  Superannuation

Retirement age in Australia

Check when you can get your super and the Age Pension, the average retirement age of other Australians, and how to choose your retiring age.

4 minute read  |  Superannuation, Retirement

The super guarantee charge for employers

The SGC is a fine you get if you haven't paid your employees’ super on time and to the correct super fund. Learn how it works.

4 minute read  |  Superannuation

What is superannuation and how does it work?

Knowing the ins and outs of super could play a big part in helping you live your dreams in retirement. Start with the basics of superannuation in Australia.

4 minute read  |  Superannuation, Financial advice

Deeming rates

Understanding deeming rates and how they affect Age Pension payments can help you plan your retirement income.

5 minute read  |  Financial advice

What’s changing in super from July 2024

Some key changes to super will be in effect from 1 July 2024. Here’s a summary of the changes to super that might affect you.

4 minute read  |  Superannuation

What happens to super when you die?

Have you ever wondered what happens to your super when die? There's a few things you can do to make sure it goes to the right person.

4 minute read  |  Superannuation

3 simple steps to a super health check

Many of our members do vital work looking after our communities. Some simple steps can help you look after your super.

5 minute read  |  Superannuation

Is super paid on annual leave?

Will you get super while on holiday? Let's see which types of leave are included for super, based on your earnings.

5 minute read  |  Superannuation, Financial advice

Protect yourself from super scams

Scammers are increasingly stealing identities to get to people’s hard-earned retirement savings. We have strong security in place to protect your accounts. But there are things you can do, too.

4 minute read  |  Superannuation, Insurance

Superannuation changes

Keep informed about the latest changes to super to help you plan your retirement better.

5 minute read  |  Superannuation, Financial advice, Others

How women can plan to win financially

Compared to Australian men, Australian women are less likely to have a sound plan for long-term financial goals, a new survey shows.

4 minute read  |  Superannuation, Financial advice, Others

Can I use my super to buy a house

You may be able to access some of your super savings to help you purchase your own home sooner. Check if you're eligible.

5 minute read  |  Superannuation, Financial advice, Others

Top 10 benefits of superannuation for saving money

Super is a powerful tool for building financial security. But are you getting all the benefits? Discover 10 ways to unlock your super's full potential as one of the best ways to save money.

5 minute read  |  Superannuation, Financial advice, Others

Using super to buy investment property

Keen to invest in property but short on funds? Buying an investment property with super is possible but it's not for everyone.

5 minute read  |  Superannuation, Financial advice, Investments

What are reportable superannuation contributions?

Income tests for Centrelink benefits and things like private health rebates include reportable super contributions. But what are they? Check if you get them and what you need to do at tax time.

4 minute read  |  Superannuation, Others

Super for self-employed people

If you work for yourself, you may be wondering if you have to pay super or not. And if so, how much you should pay. Learn more about making super contributions as a sole trader or self-employed person.

6 minute read  |  Superannuation, Financial advice, Others

How to choose a super fund

If you want to retire well, you're not alone. Here's what to compare when deciding which super fund is best for you.

6 minute read  |  Superannuation, Financial advice, Others

Budgeting tips for a great start to the new year

A budget is a financial plan that helps you manage your money. Learn how to create a budget that sets you up for success this year.

4 minute read  |  Superannuation, Financial advice, Others

5 ways to grow your super for a better retirement

If you worry about being able to afford the lifestyle you want when you retire, you're not alone. But with our simple tips, you can boost your super and have more for the future.

6 minute read  |  Superannuation, Retirement, Financial advice

What are concessional contributions?

You want the best chance of living your retirement dreams. Learn how concessional contributions could help you boost your super while saving tax.

4 minute read  |  Superannuation

Is super paid on overtime?

You might be wondering if you're being paid super for overtime work. Super is paid on your ordinary time earnings (OTE), find out what's included.

5 minute read  |  Superannuation, Others

When was super introduced in Australia

Superannuation was introduced in the 1800s. But super didn't become compulsory in Australia for nearly 100 years. Now most workers have some super.

6 minute read  |  Superannuation, Investments, Others

Maximum super contribution base for high-income earners

Your employer must pay you a minimum amount of super every year. But there's also a maximum limit. If you're a high-income earner, learn what it means for your savings.

5 minute read  |  Superannuation

What is a self-managed super fund?

A self-managed super fund (SMSF) gives you ultimate control over your super. But it takes a lot of time, effort, and skill. So, is it right for you?

7 minute read  |  Superannuation, Investments, Others

Financial advisers vote Australian Retirement Trust best super fund

Financial advisers voted Australian Retirement Trust the first-time winner of Best Super Fund award, recognising us as the best super fund with the best value end-to-end product.

2 minute read  |  Superannuation, Investments, Financial advice, Others

What is financial advice?

More than half of Australians have started getting financial advice or seeing their adviser more often. Why? Our research shows it's all to do with the economy.

6 minute read  |  Financial advice, Others

What is a beneficiary? Who will get your super

When we talk about beneficiaries, we mean who gets your super when you die. Super's generally not part of your Will. So we'll take a look at the different types of beneficiaries, why it's so important, and what you need to do.

5 minute read  |  Superannuation, Retirement, Financial advice

10% Returns for Balanced Option

You'll be pleased to hear our Balanced option has achieved a market-leading 10% return for the 2022-23 financial year.

4 minute read  |  Superannuation, Investments, Others

Most Aussies don't know what the super rate is

New data shows 71% of Australians don't know the current SG rate, or what the rate will be after the next super guarantee increase.

5 minute read  |  Superannuation

War in Ukraine: The Economic Consequences of Putin's Obscene Folly

After a very strong performance in 2021, world share markets have had a disappointing start to the year, as initial concerns over the outlook for inflation and interest rates have been supplanted by the war in Ukraine.

3 minute read  |  Superannuation, Investments

Non-concessional contributions

Non-concessional contributions can be a smart way to take control of your financial future and put you on the path to living your dream retirement. Read on to find out what they are and how to make them.

4 minute read  |  Superannuation, Financial advice

Super co-contributions

You don’t need to be a high income earner to take charge of your super. For low and middle-income earners, the government could help you boost your super balance by matching contributions you make.

3 minute read  |  Superannuation, Financial advice

Spouse super contributions

If your partner has taken time off work, whether to raise children, study or for another reason, it’s likely their super balance is not growing as much as it could be.

5 minute read  |  Superannuation, Financial advice

Superannuation rate

The Superannuation Guarantee (SG) rate has recently changed. Read our article to find out what the superannuation rate is, and how to know if you're eligible to receive super.

3 minute read  |  Superannuation

How to consolidate your super?

Having super in multiple accounts could make it hard to stay on top of your super. We’ll explore what it means to consolidate your super, why you should consider it, and how to go about it.

3 minute read  |  Superannuation, Financial advice, Others

How are super contributions taxed?

Adding extra to super may be a good way to boost your retirement nest egg. If you’ve ever wondered how much tax you’ll pay on contributions to super, we’ve broken it down in our article.

3 minute read  |  Superannuation, Financial advice, Others

What is salary sacrifice?

While 'salary sacrifice' seems to suggest losing out on part of your salary, employees who enter into a salary sacrifice arrangement with their employer could actually have a lot to gain.

4 minute read  |  Superannuation, Financial advice

Tips to help you make the most of your online super experience

Having everything you need at your fingertips may save you time and effort, especially when you start thinking about your future plans and how you’re are tracking for retirement.

3 minute read  |  Superannuation, Insurance, Investments, Financial advice, Others

Checking in with your mental health at retirement

Transitioning to retirement is more than a financial change, it’s also a significant mindset change. Many retirees find the adjustment to be challenging, and for some, it may lead to anxiety, depression and other health problems.

5 minute read  |  Superannuation, Retirement, Financial advice

Are you losing money by having more than one super fund?

Having more than one super account could hurt your retirement plans. Learn what it means to consolidate your super, why it's important, and how to go about it.

5 minute read  |  Superannuation, Insurance, Financial advice

Debt and retirement

You’ve been dreaming of finishing up at work and enjoying your retirement for many years. But, as your retirement date draws closer, you can’t help but worry about your debts. Here's how to manage your debt when it comes to retirement.

5 minute read  |  Superannuation, Retirement, Financial advice

Staying on top of your future: How to find lost super

Having enough super is key to a great retirement. Here is a quick overview of what exactly ‘lost super’ is, along with some useful steps to find and recover any lost or unclaimed super you may have.

5 minute read  |  Superannuation, Financial advice

How much super do I need to retire?

No matter how close or far away it might be, you've probably dreamt about retirement. But have you considered how much it might cost, and at what age you might have enough to be able to give up the 9-5?

4 minute read  |  Superannuation, Retirement, Financial advice

Test your inner investor

The investor needs quiz is a guide to help you decide how you feel about risk and return, how you may like to plan for your goals and how those decisions may influence the way you invest your super.

5 minute read  |  Superannuation, Investments

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