
16 March 2026
Salary sacrificing could mean paying less tax
Accelerate
Description
You pay 15% tax on most super contributions you make. For many Australians, this is a lower rate than their income tax.
If you put more of your before-tax pay in super, you might lower your taxable income and grow your retirement savings at the same time.
Here’s how it works.
Transcript
In this video
Want to keep exploring?
Up next
Accelerate

After-tax contributions
Here’s how to make an after-tax contribution, and how to claim a tax deduction.
Accelerate

Make an investment choice
What to consider when choosing how to invest your super while you’re still working.
Cruise

Plan your retirement
Work out how much you’ll need to live on and how to get there.