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Member Online

Australian Retirement Trust's secure online portal Member Online is the safe and easy way to stay connected to your super.

Access and manage your Super Savings account anytime, anywhere, to check your balance, make changes to your account and more.

Login now

Not an Australian Retirement Trust Super Savings member?

You'll need to open an account before you can get online account access. Join Australian Retirement Trust today, it only takes five minutes.

New user? Register your account

If you haven’t logged into your account before, you’ll first need to register for online access.

Forgotten your password?

If it’s been a while and you can’t remember your login details, we can get you back online in just a few steps.

Get a snapshot of your super account from your account dashboard

  • View your account balance over time
  • Check recent transactions
  • Review your insurance details
  • View your investment earnings
  • Check payments into your account


Dive deeper to manage your account

Add to your super account on an ongoing or one-time basis in Member Online. Paying even a small amount can make a big difference to your retirement savings, and you may be eligible for a tax deduction.

Save time and secure your account using your driver license, Australian passport or Medicare card with our Identification Document check.

If you’ve got more than one super fund, it’s likely you’re paying multiple sets of fees. Search for your lost and other super and consider consolidating1 to put all your super in one fund. Just choose ‘Consolidate your super’ in Member Online and we’ll step you through the process.

Check how much you and your employer have contributed to your super account, any insurance costs that have come out and the fees you’ve paid.

Keep your address, email and phone number up-to-date to ensure that you remain connected to your retirement dreams. You can also change your name after marriage or divorce using our online tool.

Use Member Online to check your level of cover. That way, you can update or personalise your cover if your needs have changed.

When you change jobs, email your account details to your new employer with our easy pre-filled form to let them know you’d like them to pay your super into your Australian Retirement Trust Super Savings account.

Let your employer know you'd like them to pay your super into your Australian Retirement Trust Super Savings account. Email your account details to your employer with our easy pre-filled form.

Use our form to email your new employer your Australian Retirement Trust details. Your job may change but your superannuation account can remain the same.

See how your money is invested and how those investments have performed. You can also change how your current account balance or future contributions are invested. Just choose ‘Change investments'.

We offer a broad range of investment options, so you can choose an investment to suit your circumstances, life stage and dreams for the future. Switch your investment options with ease and quickly preview how your investments are allocated.

Need access to your account statements? They’re available to view and download from Member Online. We’ll also notify you of any activity that affects your accounts including responses to secure emails in ‘Your messages’ and provide copies of any letters we’ve sent you.

Resetting your password

Some members experience issues resetting their password or registering for Member Online due to the following reasons:
  • A typo or incorrect data when your account was setup by a third party (e.g. date of birth, mobile, email or either your first name, second name or surname). There are other ways we can identify you and help you to recover your login details, please contact us.
  • New corporate members account not yet set up. Please check the transition dates with your employer contact us.

Login not displaying error message

If you enter incorrect login details an error message will not be displayed due to a technical issue. When you click the “log in” button and your login details are incorrect, it will appear as if the page refreshed without doing anything. If you experience this issue, please check your login details are correct and try again, or if you’re still having trouble please contact us.

Verification codes

Some members experience issues receiving verification codes.

  • Delays with codes sent via email - Please try using SMS option. If you're still having trouble, please contact us.
  • International mobiles not receiving codes - Members living overseas sometimes experience issues receiving verification code to their international mobile numbers.

Not receiving an email

If you have not received an email, double check your junk folder. If you're still having trouble, please contact us.

1 Before combining your super, consider the potential loss of insurance and other benefits that you may have with your existing fund. Also, think about where your future employer contributions will be paid.