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Strong returns 

Our High Growth option returned 9.40% p.a. over 10 years to 30 June 20251.

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Trusted by 2.4 million

Join 2.4 million Australians and more than 195,000 employers2 around Australia. Put your super, somewhere more super.

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Focused on low fees

Our admin fee is now $1.20 per week + 0.10% p.a. (and 0.07% p.a. from general reserves, not your account).

Compare performance

Our long-term performance – while it's no guarantee of the future – has helped members to grow their super. We've outperformed the industry median over 1, 3, 5, 7, and 10 years.1

And when you're with a profit-for-members super fund like us, profits come back to you as lower fees and better services. Check out our full range of investment options.

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Top-rated investment returns

SuperRatings Platinum Performance rating 20 years in a row.3

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ART High Growth1Industry Median1
1 year (p.a.)11.90%11.40%
3 years (p.a.)11.72%11.04%
5 years (p.a.)11.81%9.78%
7 years (p.a.)9.27%8.01%
10 years (p.a.)9.40%8.14%

Industry median: This is the middle point when comparing super funds using the SuperRatings Fund Crediting Rate Survey - SR50 Growth (77-90) Index. These returns are to 30 June 2025.

Past performance is not a reliable indicator of future performance.

More than just performance

Returns are obviously important to grow your super. But the best super funds don't stop there, so make sure you're getting a good deal in all areas.

Award-winning

We're backed by a crowd of awards and top ratings over the years. So you can relax, knowing we'll help you make your super last.

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Our awards and top ratings

Save money now, have more later

Your membership includes deals and discounts on your shop, and financial advice to help grow your super and plan your retirement.

Discover more than 3000 deals

A big fund with the heart of a small fund

With 2.4 million members, we're one of Australia's largest super funds.

We care about every member's retirement, and we work hard for our community.

Like creating a better retirement for women and non-binary people, Aboriginal and Torres Strait Islanders, and low income earners.

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Experience more today

Don’t keep wondering whether you’d be better off with us – find out for yourself. It takes less than 3 minutes to join.

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© Australian Retirement Trust. All rights reserved.

Acknowledgement of Country
We want to respectfully acknowledge the Traditional Owners and Custodians of these lands, seas, and waters throughout Australia. We pay our respects to Elders both past and present. We acknowledge the history, the resilience and the continual contributions of Aboriginal and Torres Strait Islander peoples of their Country.

The information on this website contains general information only. It doesn’t consider your personal objectives, financial situation, or needs. Before making any decisions about ART, you should read the relevant Product Disclosure Statement (PDS) and Target Market Determinations (TMD) to consider whether the product is right for you.