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Why join ART?

CBA Group's super plan

Your employer has entrusted Australian Retirement Trust as the super fund for its employees for good reason.

Australian Retirement Trust is one of Australia’s largest super funds. Close to 2.4 million Australians trust us to take care of over $330 billion of their retirement savings.

We’re here to help you retire well with confidence, focused on strong long-term investment returns, lower fees and the information and access to advice you need to manage your super and retirement.

Disclaimer

The superannuation plan for employees of the CBA Group in Australia.

The CBA Group Super Plan is part of the Australian Retirement Trust (ABN 60 905 115 063). Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, ASFL 228975) (Trustee) is the trustee of, and issuer of interests in, Australian Retirement Trust. The Trustee is not an authorised deposit-taking institution and is not part of the Commonwealth Bank of Australia (ABN 48 123 123 124, AFSL 234945) (CBA) group of companies (CBA Group). CBA and each other member of the CBA Group, including BWA Group Services Pty Ltd (ABN 88 111 209 440), do not guarantee, or stand behind the obligations or performance of, or the repayment of capital by, any of the Trustee, Australian Retirement Trust or the CBA Group Super Plan, or other products the Trustee or Australian Retirement Trust offers. Investments in the CBA Group Super Plan, Australian Retirement Trust or any other product offered by the Trustee or Australian Retirement Trust, do not represent deposits or other liabilities of CBA or any other member of the CBA Group. Investments in the CBA Group Super Plan or Australian Retirement Trust are subject to investment risk, including possible delays in repayment and loss of income and/or capital invested.
 

Accumulation Members

The information and documents contained on this site are unique to your Australian Retirement Trust plan.

However some links may take you to the Australian Retirement Trust public site which contains general information that may be relevant to you but does not take into consideration your plan-specific arrangements.

The documents listed here do not apply to Defined Benefit, Pension, Retained or Spouse members.

Defined Benefit and Lifetime Pension members

The information and documents contained on this site are unique to your Australian Retirement Trust plan.

However some links may take you to the Australian Retirement Trust public site which contains general information that may be relevant to you but does not take into consideration your plan-specific arrangements.

The documents listed here do not apply to Accumulation, Pension, Retained or Spouse members.

Pension members

The information and documents contained on this site are unique to your Australian Retirement Trust plan.

However some links may take you to the Australian Retirement Trust public site which contains general information that may be relevant to you but does not take into consideration your plan-specific arrangements.

The documents listed here do not apply to Accumulation, Defined Benefit, Retained or Spouse members.

Retained or Spouse members

Information for Retained or Spouse members of Group Super.

The information and documents contained in this section are unique to the Former CBA Group Super Plan. However some links may take you to the Australian Retirement Trust public site which contains general information that may be relevant to you but does not take into consideration your plan-specific arrangements.

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Micro-learning modules

Our new library of quick videos to help manage your super is now available. The more you know, the more you can take charge of your financial future.

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Rewards _ Australian Retirement Trust Rewards

Deals and discounts on household brands

You can get thousands of exclusive deals and discounts with our member Rewards program. Save big on a wide range of household brands, like Coles, Woolworths, JB Hi-Fi and more.

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Market watch with Australian Retirement Trust's Chief Economist

Get the latest on the economy and market, as well as the management and performance of Australian Retirement Trust's investment options from our Chief Economist Brian Parker.

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Download the Australian Retirement Trust app

The Australian Retirement Trust app for members is packed with features to help you manage your super on the go.

Head to the App Store or Google Play to download the Australian Retirement Trust app.

Learn more
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#1 performing super growth option

We're focused on growing your super over the long term. Our High Growth option delivered 8.79% p.a. over the 10 years to 31 March 2025 and we’ve outperformed the industry median over 1, 3, 5, 7, and 10 years.1

Past performance is not a reliable indicator of future performance. High Growth Option over 10 years to 31 March 2025. SuperRatings Fund Crediting Rate Survey – Growth (77-90) Category, 31 March 2025.1

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Acknowledgement of Country
We want to respectfully acknowledge the Traditional Owners and Custodians of these lands, seas, and waters throughout Australia. We pay our respects to Elders both past and present. We acknowledge the history, the resilience and the continual contributions of Aboriginal and Torres Strait Islander peoples of their Country.

The information on this website contains general information only. It doesn’t consider your personal objectives, financial situation, or needs. Before making any decisions about ART, you should read the relevant Product Disclosure Statement (PDS) and Target Market Determinations (TMD) to consider whether the product is right for you.