How it works
Doing paperwork is a pain, so why not let us do the hard work for you?
Join online
Open an account with Australian Retirement Trust, it only takes a few minutes. Join today
Run a super search
Once your account is set up, log in and use our consolidate tool to search the ATO and other super funds. It finds all of your super accounts and any unclaimed super.
Bring it together
Once you've found your super, simply click to combine it, and we'll transfer it to your account.
Think about if this is right for you. You may lose access to benefits like insurance, pension or have tax impacts.
Ready to start?
It's so easy to set up your super with ART. Start enjoying our performance, app, rewards, and more.
Let your employer know
Once you're all done, you may want to let your employer know, so they can pay super to the correct account.
More reasons to find your super
One set of fees
Having one super account means just one set of fees.
Less paperwork
One super account to manage and keep up-to-date.
Grow your super
Transferring lost super now could give it a chance to grow.
Support when needed
Apply for insurance and access financial advice if you need it.
Why choose Australian Retirement Trust?
More than 2.4 million Australians trust us to manage their retirement savings.
Here's what our members had to say2 about us.
I have always found ART to have excellent service, great advice & always helpful. I have control of my investments & so far the fund is performing very well.
Casimir, NSW, member of 2 years
So easy to use the app and if I have had to speak to customer service they have been great!
Kay, VIC, member of 4 years
Transparency, good rate of return, simple/straight forward to use system online.
Michelle, NSW, member of 6 years
A top performing investment
Our High Growth option returned 9.40% p.a. over the 10 years to 30 June 2025.1 Our long-term success is just one of the reasons to enjoy it here.
Join more than 2.4 million members with one of Australia's largest super funds.
How do we compare?
| ART High Growth1 | Industry Median1 | |
|---|---|---|
| 1 year (p.a.) | 11.90% | 11.40% |
| 3 years (p.a.) | 11.72% | 11.04% |
| 5 years (p.a.) | 11.81% | 9.78% |
| 7 years (p.a.) | 9.27% | 8.01% |
| 10 years (p.a.) | 9.40% | 8.14% |
Industry median: This is the middle point when comparing super funds using the SuperRatings Fund Crediting Rate Survey - SR50 Growth (77-90) Index. These returns are to 30 June 2025.
Past performance is not a reliable indicator of future performance.
Award winning performance
SuperRatings Platinum performance rating 20 years in a row.
Save money with member deals and discounts
You'll get access to more than 3,000 exclusive member deals across some of Australia's biggest brands, with our Member Rewards.
Award-winning super, designed for more
From your first day of work and throughout your retirement, enjoy products and services backed by a crowd of awards and top ratings.
Canstar
We've got a 5-star record of outstanding value ratings for our Super Savings and our Retirement Income accounts.
Finder
Looking for a fund others recommend? We're rated #1 for customer satisfaction.
Super Review
We were presented with Best Super Fund as voted for by Financial Advisers at the Super Fund of the Year Awards 2024.
Chant West
Don't settle for less than a 5-Apples rating for your superannuation.
SuperRatings
The judges agree our focus on strong long-term performance has created great results.
Money Management
When it comes to long-term returns, our High Growth option was a star performer in the 2024 Multi-Asset Fund of the Year award.
Morningstar
Showcasing our level of skill and confidence in investing members' money where it counts, we received the Morningstar Medalist Rating™ of Gold.
Heron Partnership
Our award-winning investments and insurance give you a range of quality options.
Rainmaker
Rainmaker recognises that we have best practice across fees and charges, insurance, investments, and more.
