Make your super work hard – even when you don't have to
We want you to retire well, and feel confident about your future. That’s why we focus on strong, long-term returns, seeking out world-class investments to keep your super growing – even when you’re entering retirement.
Aiming for long-term stability?
Our Balanced Risk-Adjusted option aims to grow your super over the long term, with the stability to weather the ups and downs of the market. This is the default investment option for our income accounts. If you open an income account and you don’t choose an investment option, we’ll automatically place you in this option.
10 year returns as at 31 August 2025 - Balanced Risk-Adjusted option1
7.34% p.a.
Past performance isn't a reliable indicator of future performance.
How to retire with ART
Your superannuation doesn't need to stop working when you do. With our retirement income solutions, you can get regular tax-free payments into your bank account from age 60. Plus, you can save tax on your retirement investments.
Nearing retirement
Transition to Retirement (TTR) Income account
- Get payments while still working
- Continue growing your super
- Flexible payment options
Retired
Retirement Income account
- Works with other pensions
- Choose your investment options
- Flexible payment options
Retired
Lifetime Pension
- Income for life, never runs out
- Possible Age Pension benefits
- Payments adjusted yearly
How to apply for an ART Retirement Income account
Join ART
Become a member with us. You'll be signed up automatically with an Accumulation account and placed in our default option, Lifecycle Investment Strategy. You’ll need an Accumulation account before you can open a retirement income account.
Want to change your investment strategy?
You can switch up your investment options to suit your life stage and goals for retirement. Manage your investments anytime, anywhere in Member Online.
Open an income account
Once you're a member, log in to Member Online to see if you’re eligible to open a Retirement Income account.
Manage your income payments
In the Retirement tab of Member Online, you can set up and manage your payments – including the frequency and amount.
A bonus to kick-start your retirement
Once you've been with us for 12 months, you might be eligible for a Retirement Bonus when you open a Retirement Income account.
Already a member?
See how much bonus you could get – log in to Member Online.
