Our High Growth option is ranked the number one super growth option in the SuperRatings Fund Crediting Rate Survey – Growth (77-90) category for performance over 10 years to 30 June 2024.1
The Super Savings High Growth option returned 9.3% p.a. over the past 10 years taking the number one ranking in the survey. The monthly SuperRatings Fund Crediting Rate Survey is the industry standard guide for the latest results for super investment options.
Our High Growth option achieved the top rating in the June 2024 SR50 Growth (77-90) Index of the Fund Crediting Rate Survey, which represents diversified investment options with a growth asset ratio between 77% and 90%. The option achieved the top rating for returns over 10 years and the shorter period of 3 years to 30 June 2024.2
Investment performance matters
How you choose to invest your super can have a big impact on the amount you have to spend in retirement.
At Australian Retirement Trust, we’re focused on:
- strong long-term investment returns
- lower fees
- outstanding service.
ART Chief Investment Officer Ian Patrick said having our High Growth option cemented as the top performing option over the last 3 and 10 years in the Super Ratings SR50 Growth Index was fantastic news for our members, more than 1.4 million of whom are right now transitioning to this high-performing investment strategy.
"The performance of returns over a 10-year period in particular is crucial, as it reflects the stability and growth necessary to help our members be well-prepared and financially secure as they approach retirement,” Mr Patrick said.
"This result is a credit to our investment team who remain focused on building diversified and robust portfolios.
"Australian Retirement Trust's High Growth option has outperformed the Super Ratings SR50 Growth Index over 8 of the last 9 years and the power of compounding that outperformance has led to this exceptional result. As one of the nation's largest funds, we continue to look where our strengths lie and play to these to focus on delivering strong long-term returns for our members.”
See the latest available investment performance for all our investment options.
Our redesigned MySuper option
From 1 July 2024, we redesigned our default MySuper investment option for Super Savings Accumulation accounts called the Lifecycle Investment Strategy.
You can choose to let us invest your super in our Lifecycle Investment Strategy, or we'll invest your super in the Lifecycle Investment Strategy for you if you don't make an investment choice when you open an Accumulation account.
Under the updated strategy, we invest 100% of your account balance in our High Growth Pool until you turn 50.
Then, between the ages of 50 and 65 as you get closer to retiring, we move a portion of your account balance each month to include some more lower-risk investments in the Balanced Pool and Cash Pool. We do this for you, so you don’t have to.
Our redesigned investment option menu
If you want to have more control over your super investments, you can choose from our full updated investment option menu. The High Growth option is one of our 15 carefully designed choice options.
The High Growth Pool within the Lifecycle Investment Strategy has identical objectives, risk labels and asset allocations as the High Growth option.
See our full investment option menu available for all our members from 1 July 2024.
Awaken your super
Whether you'd like help investing your super or want to manage your investments on your own, we offer a wide range of investment options. See details of the investment options we offer.
1 For ratings and awards information, visit art.com.au/ratings-agencies Past performance is not a reliable indicator of future performance. Ratings and awards are only one factor to be taken into account when deciding to invest. Investment returns are net of investment fees and costs, transaction costs, and investment taxes (where applicable). Products issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL No. 228975) as trustee for Australian Retirement Trust (ABN 60 905 115 063). Consider the Super Savings product disclosure statements and TMDs before deciding.
2 From 1 July 2024 the Super Savings Lifecycle Investment Strategy pools changed, with members under age 50 invested 100% in the High Growth Pool. Members over age 50 transition into a mix of High Growth, Balanced and Cash pools over time. Refer to the Investment Guide for more information about the Lifecycle Investment Strategy. The High Growth Pool commenced on 1 July 2024 and has identical investments to the High Growth option. To show the returns for the High Growth Pool up to 30 June 2024, we have used the returns of the Growth option (which commenced on 28 February 2022 and adopted the investment strategy of the pre-merger Sunsuper Growth option) for periods prior to 28 February 2022. Actual returns will differ for individuals. Source: SuperRatings Fund Crediting Rate Survey - SR50 Growth (77-90) Index, 30 June 2024. The SR50 Growth (77-90) Index comprises selected investment options with a similar asset allocation to growth style assets between 77-90%.