What does the merger mean for Sunsuper members?
On 28 February 2022, Sunsuper members’ accounts transferred to Australian Retirement Trust and became Australian Retirement Trust Super Savings accounts
Will the services you provide change?
As an Australian Retirement Trust member, you will be able to access the same product features, benefits and services you know and trust from Sunsuper, including:
- An investment capability with a proven track record of strong long-term returns, as demonstrated by Sunsuper's Balanced investment option for Super-savings accounts delivering 10.2% p.a. over 10 years to December 2021 and outperforming the industry average over 1, 3, 5 , 7 and 10 years. 1
- Expert financial advice about your superannuation account for no extra cost.
- Easy account management, 24/7, through our secure, online member portal and app.
- The latest super and investment information and education through our website articles, calculators, seminars, webcasts and podcasts.
- More in your back pocket through our member exclusive Australian Retirement Trust Rewards program offering rewards and everyday discounts.
1. Past performance is not a reliable indicator of future performance. The Australian Retirement Trust Super Savings Balanced option has adopted the premerger investment strategy of the Sunsuper Balanced option. Source: SuperRatings Fund Crediting Rate Survey - SR50 Balanced (60-76) Index, 30 December 2021. The Sunsuper Balanced option for Super-savings accounts has identical investments to the Balanced Pool in the Lifecycle Investment Strategy. Members invested in the Lifecycle Investment Strategy are invested 100% in the Balanced Pool until age 55.
Questions about my account
What will be the merged fund’s approach to Environmental, Social and Governance (ESG) issues?
Both QSuper and Sunsuper saw climate change as a material financial risk considered in making investment decisions and appointing investment managers. Both funds’ investment strategies included a commitment to aligning their investment portfolios with net-zero emissions by 2050 on the basis that it will promote members’ financial interests. Australian Retirement Trust’s approach to ESG will be one of the key areas of focus for the Chief Investment Officer.
Questions about my insurance
Will the merger impact my TPD Assist / Income Protection payments?
Total & Permanent Disability Assist
So long as you continue to meet the Total & Permanent Disability Assist definition, you will not need to do anything for any support payments to continue. However, please be aware that any support payments made from 28 February 2022 onwards will now come from Australian Retirement Trust rather than Sunsuper.Income Protection
No, your Income Protection payments from the insurer will continue unchanged.
Questions about getting advice
Will I still be able to receive advice and not have to pay for it?
As an Australian Retirement Trust member, you will be able to access the same product features, benefits and services you know and trust from Sunsuper, including:
- Expert financial advice about your superannuation account for no extra cost.
Questions about managing my account
What if I had both a Sunsuper and QSuper account?
Your Sunsuper and QSuper accounts were not consolidated when we merged. This is to make sure you do not lose any benefits you have with either fund.
Some time in the future, Australian Retirement Trust will contact you with details about these accounts, and options you may have to consolidate them.
In the meantime, you can explore your options if you’d like to consolidate your accounts.
Read more merger FAQs
Still have questions? Check out our other popular merger FAQs or speak to our team via our contact us page or call 13 11 84 (8:00am - 6:30pm (AEST) Monday to Friday)
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