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About Australian Retirement Trust

If your question isn't here please don't hesitate to speak to our team via our contact us page or call 13 11 84 (8:00am - 6:30pm (AEST) Monday to Friday).

Australian Retirement Trust is the super fund formed through the merger of Sunsuper and QSuper. We're one of Australia’s largest super funds, proud to take care of over $200 billion in retirement savings for more than two million members.

As a fund that works for members, not shareholders, we work in members’ best interests and we're committed to returning profits to members as lower fees and better services. Because the less you pay in fees on your super account, the more you could have to live your best retirement.

Whether our members are starting out their working life, already retired, or somewhere in between, we’ll guide them to help ensure they’re secure, confident and protected. We’ll leverage our size and scale to be a force for good to make our members’ world better, seeking out investments to guard and grow their savings and retirement income.

Following the merger, all Sunsuper and QSuper members became Australian Retirement Trust members, and all Australians are able to join Australian Retirement Trust. The QSuper brand will continue in Australian Retirement Trust, dedicated to providing superannuation products and services to Queensland Government employees and their families.

Australian Retirement Trust will continue both Sunsuper’s and QSuper’s focus on working for members, not shareholders, aiming to deliver strong long-term investment returns, and providing the tools and advice to help members feel on top of their super.

The merger took place on 28 February 2022.

As two of Australia’s largest profit-for-members super funds, Sunsuper and QSuper have taken care of their members’ super for a combined 140 years. QSuper was established in 1913 to help Queensland Government employees achieve better financial futures. In 1987, Sunsuper started as a Queensland-based multi-industry fund with a genuine desire to give members a financially comfortable retirement.

Australian Retirement Trust is the super fund formed through the merger of Sunsuper and QSuper and will continue both Sunsuper’s and QSuper’s focus on working for members, not shareholders, aiming to deliver strong long-term investment returns, and providing the tools and advice to help members feel on top of their super.

You're now members of Australian Retirement Trust. On the merger date your Sunsuper account became an Australian Retirement Trust Super Savings account. You can access the same product features, benefits and services you know and trust from Sunsuper, including:

  • Strong long-term returns, with the Australian Retirement Trust Super Savings Balanced investment option adopting the investment strategy of the Sunsuper Balanced investment option, which returned 9.0% p.a. over the 10 years and outperformed the comparative industry median over 1, 3, 5, 7 and 10 years to 30 June 2022.1
  • Expert financial advice about your super account for no extra cost.
  • Easy account management, 24/7, through our secure, online member portal and app.
  • The latest super and investment information and education through our website articles, calculators, seminars, webcasts and podcasts.
  • More in your back pocket through our member-exclusive Australian Retirement Trust Rewards program offering rewards and everyday discounts.

1. The Australian Retirement Trust Super Savings Balanced option has adopted the pre-merger investment strategy of the Sunsuper Balanced option. The industry median return for the SR50 Balanced (60-76) Index comprises the 50 largest investment options with a similar asset allocation to growth style assets between 60-76%. Source: SuperRatings Fund Crediting Rate Survey - SR50 Balanced (60-76) Index, June 2022. The Super Savings Balanced option has identical investments to the Balanced Pool in the Lifecycle Investment Strategy. Members invested in the Lifecycle Investment Strategy are invested 100% in the Balanced Pool until age 55. Past performance is not a reliable indicator of future performance. Investment returns are net of investment fees and costs and taxes (where applicable). Super Savings products issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL No. 228975) as trustee for Australian Retirement Trust (ABN 60 905 115 063). Consider the Super Savings PDS and TMD before deciding.

Following the merger, Sunsuper members became Australian Retirement Trust Super Savings account members. We are proud of Sunsuper’s strong 34-year history of inspiring and empowering Australians to fulfil their retirement dreams. Our commitment to members won’t change but the name Australian Retirement Trust directly speaks to our purpose to guide our members to and through retirement to help ensure they’re secure, confident and protected.

The QSuper brand will continue in Australian Retirement Trust, dedicated to providing superannuation products and services to Queensland Government employees and their families.

The name Australian Retirement Trust is a straightforward statement about who we are, why we exist and what we do.

Australian – we're open to and inclusive of all Australians no matter where they live or what industry they work in.

Retirement – we’ll guide our members to and through retirement to help ensure they’re secure, confident and protected.

Trust – as a fund that works for members, not shareholders, our members can know that we’ll work in their best interests.

Of course, a key step in setting members up for retirement is guarding and growing their savings; however, our name speaks to our purpose to guide our members to and through retirement to ensure they’re secure, comforted and protected.

 

Read more merger FAQs

Still have questions? Check out our other popular merger FAQs or speak to our team via our contact us page or call 13 11 84 (8:00am - 6:30pm (AEST) Monday to Friday)

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