Unlock everyday discounts with ART Rewards

With prices climbing across Australia, every dollar matters. From groceries and fuel to energy bills and dining out, the cost of living is squeezing household budgets. While we can’t control inflation, we can control how we shop – and that’s where Australian Retirement Trust (ART) Rewards comes in. 

As an ART member, you have access to over 3,000 exclusive deals and discounted gift cards from Australia’s most popular retailers. No points to earn, no waiting – just instant savings on the things you’re already buying. 

ART Rewards is different 

Traditional rewards programs often make you spend more to earn points later. ART Rewards flips that model on its head. Instead of waiting for points to add up, you get immediate discounts and gift cards at reduced prices. It’s simple, flexible, and designed to put money back in your pocket. 

Two powerful ways to save 

1. Instant discounts on everyday purchases 
   Browse thousands of offers in the ART Member Online app and apply your discount at checkout. Whether it’s groceries, fashion, tech, or dining out, you’ll find deals that fit your lifestyle – no hoops to jump through. 
2. Discounted gift cards for bigger savings 
   Gift cards aren’t just for gifting anymore – they’re a smart way to pay less for what you already plan to buy. For example, a $100 gift card might cost you $93 (plus a small processing fee). Delivered straight to your inbox, these cards can be used in-store or online, making them a flexible budgeting tool. 

How members are making the most of ART Rewards 

We’ve seen our members use ART Rewards in smart, practical ways: 

1. Weekly grocery savings 
   Woolworths gift cards are a bestseller. Many members use them as a budgeting tool - loading a set amount each week to track spending while saving money. 
2. Fuel discounts that add up 
   With petrol prices often topping $2 per litre, fuel offers are among our most popular. Check Member Online regularly for new deals to ease the cost of filling up. 
3. Tech and appliances for less 
   JB Hi-Fi and The Good Guys are favourites for electronics and home appliances. Their offers change often, so keep an eye out for the latest deals. 
4. Holiday savings with advance planning 
   From Experience OZ adventures to Discovery Holiday Parks, members are planning ahead for school holidays and seasonal travel. Airbnb and Uber gift cards are also popular for reducing travel costs. 
5. Precision savings on big-ticket items 
   Most gift cards let you choose the exact amount you need. If you know the price of a specific item, buy a gift card for that amount and get an instant discount – perfect for furniture or electronics. 

Stack your savings

Here’s a pro tip: many ART Rewards discounts can be combined with retailer sales. Buy a discounted gift card, then use it on an item that’s already on special. That’s a discount on top of a discount - maximum value for your money. 

Getting started is easy 

As an ART member, you’re already eligible for Rewards. Simply log in to Member Online or download the ART app to start browsing thousands of deals and over 100 gift card options across categories like Health & Beauty, Electronics, Fashion, Sports, Restaurants, and more. 

Remember: ART Rewards is designed to help you save on what you’re already planning to buy. Before making any purchase, consider whether you really need the item – then use ART Rewards so it costs less.