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7.9% p.a. returns over 10 years

Our Super Savings Balanced option returned 7.9% p.a. over 10 years to 31 December 2023.1 Just one of the reasons Australians enjoy it here.

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You'll love our award-winning products and services

A super fund in Australia you can trust

Did you know most Australians can choose which superannuation company they want their employer to pay super to? So why not join the 2.3 million members who trust ART with their super?

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    Over 140 years' of combined experience

    Australian Retirement Trust, a merger of 2 top-performing super funds in Australia – QSuper and Sunsuper.

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    Stronger performance over the long term

    Performance is important, so we’re proud of our Balanced option's performance rating,2 20 years in a row.

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    Committed to lower admin fees and costs

    $1.20 admin weekly fee, plus 0.10% p.a. (and 0.07% p.a. from general reserves, not your account).

PLUS voted best super fund by financial advisers

Financial advisers have named us Best Super Fund at the 2023 SuperRatings Super Fund of the Year Awards.

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More reasons Australians choose us

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Rated #1 for customer satisfaction

Looking for a fund that others recommend? We're rated #1 for customer satisfaction according to Finder.2

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Get expert financial advice

You can access financial advice about your Super Savings account – the cost is included in your ART membership.

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Manage your account 24/7

Access your account at your fingertips, get notifications, and more with the ART mobile app.

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Supporting you to and through retirement

From your first day of work and throughout your retirement, enjoy award-winning products and services.

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Are you with a strong performer?

With a 7.9% p.a. return over 10 years to 31 December 2023 for our Balanced option,1 rest easy knowing our experienced investment team is working hard to grow your retirement savings.

Join more than 2.3 million Australians who trust ART with their super account

How do we compare?

ART Balanced Industry Median
1 year 10.2% 9.6%
3 years (p.a.) 7.8% 5.9%
5 years (p.a.) 8.3% 7.1%
7 years (p.a.) 7.9% 6.7%
10 years (p.a.) 7.9% 6.8%
Returns per year to 31 December 2023.
Super Ratings 20 year Platinum Performance award badge

Award-winning performance

SuperRatings Platinum performance rating 20 years in a row.1

Join more than 2.3 million Australians who trust ART with their super account

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Save money with member deals and discounts

You'll get access to more than 3,000 exclusive member deals across some of Australia's biggest brands, with our Member Rewards.

Be part of an award-winning super fund in Australia

From your first day of work and throughout your retirement, enjoy products and services backed by a crowd of awards and top ratings.

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We've got a 5-star record for outstanding value super and pension accounts.

Finder award badge


Looking for a fund others recommend? We're rated #1 for customer satisfaction.

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Money Magazine

Our retirement products have won several innovation awards for helping you make your super last.

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Chant West

Don't settle for less than a 5-Apples rating for making your super last, advice services, and more.

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The judges agree our focus on strong long-term performance has created great results.

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You'll be taken care of by the Fund Manager of the Year - Multisector for 2023.

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Heron Partnership

Our award-winning investments and insurance provide a range of quality options for you.

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You deserve AAA-rated quality in your super account fees, insurance, investments, and more.

Join an Australian super company who cares

The right choice today could make a big difference to your future. And it only takes 3 minutes to open a super account with ART.

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For more information about the benefits and risks of opening a Super Savings account, before deciding to get or hold the product, please consider the Super Savings Product Disclosure Statement for Accumulation Account and target market determinations.

  1. Over the 10 years to 31 December 2023, our Super Savings Balanced option returned 7.9% p.a. (Accumulation), 7.9% p.a. (Super Savings Lifecycle Investment Strategy - Balanced Pool), and 8.7% p.a. (Income). The option has adopted the pre-merger investment strategy of the Sunsuper Balanced option. Source: SuperRatings Fund Crediting Rate Survey - SR50 Balanced (60-76) Index, 31 December 2023. The industry median return for the SR50 Balanced (60-76) Index comprises the 50 largest investment options with a similar asset allocation to growth style assets between 60-76%. The Super Savings Balanced option has identical investments to the Balanced Pool in the Lifecycle Investment Strategy. Members invested in the Lifecycle Investment Strategy are invested 100% in the Balanced Pool until age 55. Past performance is not a reliable indicator of future performance. Ratings and awards are only one factor to be taken into account when deciding to invest. Investment returns are net of investment fees and costs and taxes (where applicable). Super Savings products issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL No. 228975) as trustee for Australian Retirement Trust (ABN 60 905 115 063). Consider the Super Savings product disclosure statements and TMDs before deciding.
  2. Finder Super Funds Satisfaction Awards 2023. Read the Finder awards methodology to learn more. Ratings and awards are only one factor to be taken into account when deciding to invest. Past performance is not a reliable indicator of future performance.

© Australian Retirement Trust. All rights reserved.

Acknowledgement of Country

We want to respectfully acknowledge the Traditional Owners and Custodians of these lands, seas, and waters throughout Australia. We pay our respects to Elders both past and present. We acknowledge the history, the resilience and the continual contributions of Aboriginal and Torres Strait Islander peoples of their Country.