You'll love our award-winning products and services1
A super fund in Australia you can trust
Did you know most Australians can choose which superannuation company they want their employer to pay super to? So why not join the 2.4 million members who trust ART with their super?
Over 140 years' of combined experience
Australian Retirement Trust, a merger of 2 top-performing super funds in Australia – QSuper and Sunsuper.
Stronger performance over the long term
Performance is important, so we’re proud of our Accumulation accounts' performance rating,2 20 years in a row.
Committed to lower admin fees and costs
$1.20 admin weekly fee, plus 0.10% p.a. (and 0.05% p.a. from general reserves, not your account).
PLUS voted best super fund by financial advisers
Financial advisers have named us Best Super Fund at the 2024 SuperRatings Super Fund of the Year Awards.
More reasons Australians choose us
Rated #1 for customer satisfaction
Looking for a fund that others recommend? We're rated #1 for customer satisfaction according to Finder.2
Get expert financial advice
You can access financial advice about your Super Savings account – the cost is included in your ART membership.
Manage your account 24/7
Access your account at your fingertips, get notifications, and more with the ART mobile app.
Supporting you to and through retirement
From your first day of work and throughout your retirement, enjoy award-winning products and services.
Are you with a strong performer?
With a 10.11% p.a. return over 10 years to 30 September 2025 for our High Growth option,1 rest easy knowing our experienced investment team is working hard to grow your retirement savings.
Join more than 2.4 million Australians who trust ART with their super account
How do we compare?
| ART High Growth1 | Industry Median1 | |
|---|---|---|
| 1 year (p.a.) | 12.26% | 11.68% |
| 3 years (p.a.) | 12.97% | 12.81% |
| 5 years (p.a.) | 12.23% | 10.27% |
| 7 years (p.a.) | 9.47% | 8.33% |
| 10 years (p.a.) | 10.11% | 8.73% |
Industry median: This is the middle point when comparing super funds using the SuperRatings Fund Crediting Rate Survey - SR Growth (77-90) Index. These returns are to 30 September 2025.
Past performance is not a reliable indicator of future performance.
Award-winning performance
SuperRatings Platinum Performance rating 20 years in a row.1
Save money with member deals and discounts
You'll get access to more than 3,000 exclusive member deals across some of Australia's biggest brands, with our Member Rewards.
Be part of an award-winning super fund in Australia
From your first day of work and throughout your retirement, enjoy products and services backed by a crowd of awards and top ratings.
Canstar
We've got a 5-star record of outstanding value ratings for our Super Savings and our Retirement Income accounts.
Finder
Looking for a fund others recommend? We're rated #1 for customer satisfaction.
Super Review
We were presented with Best Super Fund as voted for by Financial Advisers at the Super Fund of the Year Awards 2024.
Chant West
Don't settle for less than a 5-Apples rating for your superannuation.
SuperRatings
The judges agree our focus on strong long-term performance has created great results.
Money Management
When it comes to long-term returns, our High Growth option was a star performer in the 2024 Multi-Asset Fund of the Year award.
Morningstar
Showcasing our level of skill and confidence in investing members' money where it counts, we received the Morningstar Medalist Rating™ of Gold.
Heron Partnership
Our award-winning investments and insurance give you a range of quality options.
Rainmaker
Rainmaker recognises that we have best practice across fees and charges, insurance, investments, and more.
For more information about the benefits and risks of opening a Super Savings account, before deciding to get or hold the product, please consider the Super Savings Product Disclosure Statement for Accumulation Account and target market determinations.