Over a century of experience

We're one of Australia’s largest super funds, and our members have come first for over 100 years.2

Over 2.4 million members

Join over 2.4 million members (and their monsters) and put your super, somewhere more super.

Focused on lower fees and costs

$1.20 admin weekly fee + 0.10% p.a and 0.05% p.a. from general reserves (not your account).

Awaken your super with Australian Retirement Trust

Become a member today and awaken your super with the strength and support of being with a fund like ART. In fact, financial advisers have voted us Best Super Fund at Super Review's Super Fund of the Year Awards 2024.3

Highly rated super
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One of the top performers

With a 9.40% p.a. return over 10 years to 30 June 2025 for our High Growth option,1 rest easy knowing our experienced investment team is working hard to grow your super monster over the long term.

Join more than 2.4 million Australians who trust Australian Retirement Trust with their superannuation savings
Join today
How do we compare?
ART High Growth1Industry Median1
1 year (p.a.)11.90% 11.40%
3 years (p.a.)11.72%11.04%
5 years (p.a.)11.81%9.78%
7 years (p.a.)9.27%8.01%
10 years (p.a.)9.40%8.14%

Industry median: This is the middle point when comparing super funds using the SuperRatings Fund Crediting Rate Survey - SR50 Growth (77-90) Index. These returns are to 30 June 2025.

Past performance is not a reliable indicator of future performance.

Save money with member deals and discounts

As a member with us, you'll get access to more than 3,000 exclusive deals, with our Member Rewards.

Award-winning super, designed for more

From your first day of work and throughout your retirement, enjoy products and services backed by a crowd of awards and top ratings.3

Canstar

We've got a 5-star record for outstanding value super and retirement products.

Finder

Looking for a fund others recommend? We're rated #1 for customer satisfaction.

Chant West

Don't settle for less than a 5-Apples rating for making your super last, advice services, and more.

SuperRatings

The judges agree our focus on strong long-term performance has created great results.

Money Management

When it comes to long-term returns, our High Growth option was a star performer in the 2024 Multi-Asset Fund of the Year award.

Morningstar

Showcasing our level of skill and confidence in investing members' money where it counts, we received the Morningstar Medalist Rating™ of Gold.

Heron Partnership

Our award-winning investments and insurance provide a range of quality options for you.

Rainmaker

You deserve AAA-rated quality in your super account fees, insurance, investments, and more.

We've achieved so much. Join us and see why we won these awards.
Join today

Still not convinced?

Get the right tools and advice to take charge of your super today:

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Get expert financial advice4

You can access financial advice about your Super Savings account – the cost is included in your ART membership.4

Manage your account 24/7

Access your account at your fingertips, get notifications, and more with the ART mobile app.

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Supporting you to and through retirement

From your first day of work and throughout your retirement, enjoy award-winning products and services.3

Join Australian Retirement Trust today, it only takes 3 minutes

The right choice today could make a big difference to your future.

Join today

For more information about the benefits and risks of opening a Super Savings account, before deciding to get or hold the product, please consider the Super Savings Product Disclosure Statement for Accumulation Account and target market determinations.

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© Australian Retirement Trust. All rights reserved.

Acknowledgement of Country
We want to respectfully acknowledge the Traditional Owners and Custodians of these lands, seas, and waters throughout Australia. We pay our respects to Elders both past and present. We acknowledge the history, the resilience and the continual contributions of Aboriginal and Torres Strait Islander peoples of their Country.

The information on this website contains general information only. It doesn’t consider your personal objectives, financial situation, or needs. Before making any decisions about ART, you should read the relevant Product Disclosure Statement (PDS) and Target Market Determinations (TMD) to consider whether the product is right for you.