Is your balance on track?
Here's what super balance you should be aiming for based on your age.
| 25 years | $26,000 |
| 30 years | $66,500 |
| 35 years | $111,500 |
Source: Super Guru's Super Balance Detective, accessed May 2024.
This is the approximate amount of super a person should have now to reach a "comfortable" retirement by age 67, according to the Association of Super Funds of Australia (ASFA).
What's the average balance?
You can also get a view on how you compare to the average of Australian super balances for your age cohort. Whilst it might be worthwhile to see how you compare to the average of Australian super balances, what you should be aiming for is to reach the ASFA Retirement Standard of a 'comfortable' retirement at 67.
| Age | Average balance (men) | Average balance (women) |
|---|---|---|
| 15-24 | $6,500 | $5,100 |
| 25-34 | $42,100 | $34,500 |
| 35-44 | $107,700 | $76,900 |
| 45-54 | $219,300 | $136,000 |
| 55-64 | $326,200 | $246,300 |
| 65-74 | $435,900 | $381,700 |
| 75 and over | $370,900 | $314,100 |
Source: Australian Bureau of Statistics, Household Income and Wealth, Australia, 2019-2020.
Frequently asked questions
There's a lot to consider when asking the question 'is your super balance on track'. These are some common questions that are asked.
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