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Safeguarding your superannuation sits at the heart of everything we do

2 million

members trust us

Total members as at February 2022


strong returns over 10 years .1

Australian Retirement Trust Super Savings Balanced option.  Returns prior to 28 February 2022 are for the former Sunsuper Balanced Option.
+latest returns


lower weekly admin fees, plus 0.10% p.a.2

Legacy of multi-year industry awards

Australian Retirement Trust’s Super Savings account has been awarded Canstar’s Outstanding Value Award for 2022 based on performance, fees and product features. Australian Retirement Trust has adopted the same products, services and investments as Sunsuper. We proudly held Canstar’s Outstanding Value Award from 2011 to 2022.3

Choose investment options that grow with you

Different life stages have different investment needs. With this in mind, in our default Lifecycle Strategy option, we'll invest your super in a balanced mix of assets and gradually move you to lower risk assets as you approach retirement age.

Investments Explained

Proudly supporting rural and regional communities

As a members-first fund, Australian Retirement Trust supports hardworking communities and multiple industries in regional sectors throughout Australia.

Enjoy discounts and rewards from top brands

You can access exclusive offers and discounts from top Australian brands so you can save on things that matter today.

View more rewards

Join Australian Retirement Trust today, it only takes a few minutes

The right choice today could make a big difference to your future.

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For more information about the benefits and risks of opening a Super Savings account, before deciding to acquire or hold the product, please consider the Product Disclosure Statement.4

1 To December 2021. Past performance is not a reliable indicator of future performance. The Australian Retirement Trust Super Savings Balanced option has adopted the pre-merger investment strategy of the Sunsuper Balanced option. The Sunsuper Balanced option for Super-savings accounts has identical investments to the Balanced Pool in the Lifecycle Investment Strategy. Members invested in the Lifecycle Investment Strategy are invested 100% in the Balanced Pool until age 55

2 Percentage based fee applies to the first $800,000 of your Super Savings Accumulation account balance only (if your Super Savings Accumulation account balance is over $800,000 a nil percent Administration fee applies to the balance over $800,000). Does not include investment fees and costs. Refer to the Super Savings guide for investment fees and costs applying to each investment option.
Source: SuperRatings Fund Crediting Rate Survey - SR50 Balanced (60-76) Index, December 2021.

3 Australian Retirement Trust has adopted the same products, services and investments as Sunsuper. For ratings and awards information, visit our Ratings & awards page.

4 Australian Retirement Trust's Target Market Determinations are available.

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