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Make the right choice
for your future

2 million

members trust us

Total members as at February 2022

10.2%p.a.

strong returns over 10 years .1

Australian Retirement Trust Super Savings Balanced option.  Returns prior to 28 February 2022 are for the former Sunsuper Balanced Option.
+latest returns

$1.50

lower weekly admin fees, plus 0.10% p.a.2

Why choose us

Just like Sunsuper, Australian Retirement Trust is open to and inclusive of all Australians, no matter where they live or what industry they work in; and as a super fund that works for members, not shareholders, our members can trust that we’ll always work in their best interests.

Legacy of multi-year industry awards

Australian Retirement Trust is the super fund formed through the merger of Sunsuper and QSuper. Sunsuper proudly held Canstar’s highest 5-Stars Outstanding Value rating for outstanding value superannuation since 2011.3

Investment options that grow with you

Different life stages have different investment needs. With this in mind, in our default Lifecycle Strategy option, we'll invest your super in a balanced mix of assets and gradually move you to lower risk assets as you approach retirement age.

Investments explained

Know we're a members-first fund

We work for members, not shareholders, and are committed to returning profits as better services & lower fees. Helping members make the most of their super and achieve their best retirement outcome.

Mobile app

Contribution notifications

Simple financial advice

At no additional cost

Australian Retirement Trust Dream Rewards logos

Enjoy discounts and rewards from top brands

You can access exclusive offers and discounts from top Australian brands so you can save on things that matter today.

View more rewards

Nominate Australian Retirement Trust as your #1 fund.

Return to Super Fund Onboarding to complete your onboarding process

1SuperRatings Fund Crediting Rate Survey - SR50 Balanced (60-76) Index, December 2021. Past performance is not a reliable indicator of future performance. The Australian Retirement Trust Super Savings Balanced option has adopted the pre-merger investment strategy of the Sunsuper Balanced option. The Sunsuper Balanced option for Super-savings accounts has identical investments to the Balanced Pool in the Lifecycle Investment Strategy. Members invested in the Lifecycle Investment Strategy are invested 100% in the Balanced Pool until age 55

2Each investment option has a different performance objective, risk profile, asset allocation and investment style which may also change from time to time. Each of these features may be significant in respect of the investment return for any option. For full details of each option, refer to the Super Savings Investment guide. For details of the fees and costs that apply to each option, refer to the Super Savings guide.

3Australian Retirement Trust has adopted the same products, services and investments as Sunsuper. For ratings and awards information, visit our Ratings & awards page.