How much superannuation do I need to retire comfortably in 2025?
24 March 2025
It’s the million-dollar question (literally): How much super do you actually need for retirement? If you think you need $1 million, you might be surprised.
In this must-listen episode of Super Insider, host Anne sits down with super educator Josh van Gestel to break it all down. No confusing jargon, no wild guesses—just clear, practical facts to help you work out how much you might need for a comfortable retirement.
Listen and you’ll discover:
- 00.00 How much super do I REALLY need to retire?
- 02.27 How much super should you have, and why the ‘million-dollar retirement’ myth might not apply to you
- 03.08 The 5 simple steps to working out YOUR retirement number
- 04.21 What age do you want to retire?
- 05.20 How long will your retirement be?
- 06.45 Consider your own situation
- 07.45 What are your needs and wants?
- 07.50 How factors like lifestyle, home ownership, and retirement age change your number
- 09.07 Work out your number
- 09.16 The simple retirement planning tool that tells you if you’re on track (and how to fix a gap)
If you’re unsure about how much you really need to retire, this chat will make things clearer. And when you know where you stand, you can plan better and feel more confident about the future.
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Credits
Anne Fuchs, ART Executive General Manager, Advocacy and Impact
Josh van Gestel, ART Senior Manager - Education Delivery
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