Retire earlier: Superannuation contribution strategies
3 July 2024
In this Super Insider episode, we’ll cover how you may be able to retire earlier by adding extra money to your superannuation. Our experts will explain the different types of super contributions. Discover how small contributions can lead to significant growth, ways you may be able to reduce your taxable income and how the government co-contribution scheme supports low-income earners. You’ll also learn how downsizer contributions work, and why you might want to split your super with your spouse.
Here's what’s covered:
- What is the Super Guarantee?
- What are before-tax contributions?
- What are after-tax contributions?
- What's the Federal Government co-contribution?
- What are downsizer super contributions?
- What are spouse super contributions?
- What’s super splitting?
- Where can I get more information?
Recommendations
Australian Retirement Trust Contributions Calculator ATO guidelines on concessional and non-concessional contributionsListen to more podcastsListen on your favourite platform
Past performance is not a reliable indicator of future performance.
The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.
This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.
We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any reference to "QSuper" is a reference to the Government Division of the Fund.
Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Services Guide at art.com.au/fsg to tell you about that advice and how they’re paid.