Learn more about our investment options and how they can best suit your retirement goals and how much risk you're comfortable with.
This is our default investment option for Accumulation accounts, and we've designed it so you don't have to do anything. With our Lifecycle Investment Strategy, we automatically change your investments based on your age, helping you get the most out of your super at every stage of life.
When you’re younger and trying to grow your balance, we’ll automatically aim for growth. When you’re nearing retirement, we gradually switch you to a more stable strategy that protects your hard-earned savings.
Until you turn 50, we invest your super in the High Growth Pool to grow over the long term. From age 50 onwards, we'll gradually transfer your super to our lower-risk options – the Balanced Pool and Cash Pool.
Learn more about the different Lifecycle investment pools, performance, and asset allocation.
Lifecycle Investment StrategyIf you want more control over your investment strategy, we have multi-asset investment options that you can choose from. They offer diversification by investing in a few different asset classes (like shares, infrastructure, and fixed income) at once.
If you'd like a bit more control over where your super is invested, our diversified options may suit you. Choose to invest in one or more of the options we've designed and manage for you.
Our diversified options are managed by a team of qualified professionals and can give you the confidence to choose your own investment strategy.
Returns as at 31 March 2024 (updated quarterly)
If you want to further diversify your investment strategy, mix and match our indexed and asset class options to suit your needs and risk profile.
Asset class options are designed for members who'd like to further diversify their investment strategy and take more control of where their super is invested.
Let us know exactly how much of your super you want to invest in each of the asset classes below. These can be used on their own or combined with our diversified options, to create your own portfolio of assets.
Returns as at 31 March 2024 (updated quarterly)
Want more information about our approach to sustainable investment?
Relax knowing you're part of one of Australia's most-awarded super funds.
See our awardsYou can check and change investment options anytime in Member Online.
Log in nowWith 140 years' combined experience helping our 2.3 million members, we work for you, not shareholders.
Call 13 11 84 to speak with one of our in-house super specialists on how you could invest your super.
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If you have your own financial adviser, you may be able to pay for some of the cost of this advice from your account.
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