Performance and asset allocation
See Lifecycle Investment Strategy performance and what each pool invests in.
Lifecycle Investment Strategy
The Lifecycle Investment Strategy is our default investment option. It's made up of 3 investment pools: the High Growth, Balanced and Cash pools. It might be helpful to understand how each pool performs and what it's invested in to decide if this option's right for you.
But bear in mind, if you invest your super in the Lifecycle Investment Strategy:
You don't choose the pool/s you're in
We move your super between these pools based on your age
You could be invested in one or more pools at the same time.
Asset allocations
Asset allocations show the types of assets or markets an option invests in. All asset allocations shown here are strategic asset allocations, which means they're likely to be similar to but not exactly the same as actual asset allocations. You can see what we invest in to understand each pool's actual asset allocation.
Performance
As at 30 June 20251
Returns are for Accumulation accounts and are net of fees and taxes
| Time period | High Growth Pool | Balanced Pool | Cash Pool |
|---|---|---|---|
| 10 years (p.a.) | 9.38% | 8.11% | 1.95% |
| 7 years (p.a.) | 9.24% | 7.90% | 2.05% |
| 5 years (p.a.) | 11.76% | 9.81% | 2.37% |
| 3 years (p.a.) | 11.64% | 10.14% | 3.77% |
| 1 year | 11.65% | 10.82% | 4.21% |
| 3 months | 5.40% | 4.81% | 0.99% |
The High Growth Pool commenced on 1 July 2024, and has identical investments to the High Growth option. To show a 10 year return, we've combined the returns of the High Growth option to 30 June 2024 and the returns of the High Growth Pool from 1 July 2024.
Asset allocation
As at 30 June 20251
| Asset type | High Growth Pool | Balanced Pool | Cash Pool2 |
|---|---|---|---|
| Australian shares | 32.25% | 25.5% | 0% |
| International shares | 33.25% | 27.25% | 0% |
| Unlisted assets and alternatives | 31.5% | 30.0% | 0% |
| Fixed income | 1.0% | 15.25% | 0% |
| Cash | 2.0% | 2.0% | 100% |
| Total | 100% | 100% | 100% |