Tailored cover
Members with a Super Savings Accumulation account can apply for:
Tailored Death cover to age 70 (including Terminal Illness)
Tailored cover provides you with Death cover to suit your needs. If you die or become terminally ill, you or your dependants or beneficiaries may receive a lump sum.
Tailored Total & Permanent Disability Assist cover to age 67
Provides you with Total & Permanent Disability Assist cover to suit your needs. If you are suffering from long term injury or sickness we may provide early intervention and occupational rehabilitation support. If you are approved for a Total & Permanent Disability Assist benefit, you may receive up to six support payments over a minimum of five years (where you continue to meet the Total & Permanent Disability Assist definition). In limited circumstances, Total & Permanent Disability Assist may be paid as a single lump sum.
Tailored Total & Permanent Disability cover to age 67
Provides you with Total & Permanent Disability cover to suit your needs. If you are Totally and Permanently Disabled and meet the Total & Permanent Disability definition, you may receive a single lump sum payment, helping you to fund any special medical needs, and assist with your costs of living.
Tailored Income Protection cover
Providing a replacement income where you become sick or injured and cannot work as a result. You can tailor cover to suit your individual circumstances by selecting from a range of Benefit Periods and Waiting Periods.
Work out how much insurance you need
Before you apply, it's important to do a little maths. If you're not sure how much insurance you need, try using our insurance needs calculator (refer to Important information below).
Get a quote and apply
Once you've worked out how much insurance you need, you can get a quote online. Insurance premiums are deducted from your superannuation account and could impact your retirement savings.
To apply online, log into Member Online. Once you've logged in, select ‘Insurance’, then select the Apply for cover button in the 'Tailor your insurance' section to get a quote and apply online. You can also apply using the Tailored insurance application form.
Duty to take reasonable care not to make a misrepresentation
It is important you are aware of your duty to take reasonable care not to make a misrepresentation in relation to your insurance cover. Please ensure you read the full 'Your duty to take reasonable care not to make a misrepresentation'.
Need more information?
Check out the Super Savings Insurance Guide or contact us on 13 11 84 and we'll talk you through it.
Important information
The needs calculator, quote tool and online application are on AIA's website. Their terms of use will apply. Additional insurance is subject to acceptance by the insurer. The date cover starts will usually be the date it is accepted by the insurer. Insurance cover is provided through group life policies for Death and Total & Permanent Disability, and Income Protection, issued by AIA Australia Limited ABN 79 004 837 861. AFSL 230043.