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Resources for employers and employees

Find forms, guides and documents about super to help employers and their employees.

Resources for employers and employees

Find forms, guides and documents about super to help employers and their employees.

Employer resources

Super Reforms

Find the latest information and resources to help you navigate changes to your employer obligations as a result of the most recent super reforms.

Introduced as part of the Your Future, Your Super (YFYS) reform, stapling came into effect on 1 November 2021.

Under stapling legislation, employees will keep their same super account (if they have one) when they change jobs, unless they nominate a preferred fund.

If a preferred fund is not nominated, employers are now obligated to check if their employee has an existing ‘stapled’ fund as part of the onboarding process.

The Your Future, Your Super (YFYS) reform came into law on 22 June 2021.

The focus of this reform is on improving super outcomes for members, which saw the introduction of the Single Default Account (otherwise known as stapling), and as a result, a new employer obligation.

The other key measures of YFYS are:

  • Addressing underperformance in superannuation
  • Improving accountability and member outcomes

For further information on YFYS, read the media release issued by the federal government

Find out more about other employer obligations, including Super Guarantee (SG), choice of fund and SuperStream.

Share information about Australian Retirement Trust

Useful information about Australian Retirement Trust and the benefits we provide to help your employees make an informed choice with their super.

Employer emails

Here is some suggested wording you can use to let your employees know about Australian Retirement Trust.

Employee flyer

A handy material to help your team take charge of their future while informing them that Australian Retirement Trust is your super partner.

Employee handbook

Designed so you can share with your employees to help them take charge of their super today.

Why Australian Retirement Trust? flyer

This material shares the benefits of Australian Retirement Trust, including that we’re a fund that works for members, not shareholders.


Forms, guides & other materials

Key documents to support an employee’s onboarding journey and paying SG contributions, including guides on Employer Online and Australian Retirement Trust clearing house.

Superannuation Standard choice form

A printable form your employees can use to nominate their chosen super fund.

New starter flyer

A quick guide for new starters to your business on the benefits of opening a Australian Retirement Trust for life account.

Superannuation Guarantee fact sheet

At Australian Retirement Trust we’re all about helping you meet your super obligations as easily as possible. Here’s a list of items to keep top of mind as an employer.

Paying Australian Retirement Trust fact sheet

Australian Retirement Trust offers a range of payment method to make super simple for employers.