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Resources for employers and employees

Find forms, guides and documents about super to help employers and their employees.

Resources for employers and employees

Find forms, guides and documents about super to help employers and their employees.

Employer resources

Super Reforms: Your Future, Your Super

Find the latest information and resources to help you navigate the upcoming changes to superannuation as part of the government’s Your Future, Your Super package of reforms. It’s important you understand how these new rules work as they will change how you pay your employees’ super. That’s why we’re here to support you, so you can continue to meet your employer super obligations and minimise impacts to your new employee onboarding and payroll processes.

What is Your Future, Your Super?

As part of the federal Budget in October 2020, the government announced the Your Future, Your Super (YFYS) package. While these super reforms are designed to deliver better outcomes for members, they are significant and will have profound impact for employers. For that reason, we’re working to support our employer partners to ensure they are updated and prepared for these super reforms.

Royal assent was received on the YFYS measures on 22 June 2021 and these measures are now law.

The key measures are:

  • Single Default Account (‘stapling’)
  • Addressing underperformance in superannuation
  • Improving accountability and member outcomes

This new super legislation will commence from 1 November 2021. The new ‘stapling’ rules mean employees will keep their same super account (if they have one) when they change jobs, unless they choose their preferred super fund.

Find out more about how ‘stapling’ works and what you can do to remain compliant.

Share information about Australian Retirement Trust

Useful information about Australian Retirement Trust and the benefits we provide to help your employees make an informed choice with their super.

Employer emails

Here is some suggested wording you can use to let your employees know about Australian Retirement Trust.

Employee flyer

A handy material to help your team take charge of their future while informing them that Australian Retirement Trust is your super partner.

Employee handbook

Designed so you can share with your employees to help them take charge of their super today.

Why Australian Retirement Trust? flyer

This material shares the benefits of Australian Retirement Trust, including that we’re a fund that works for members, not shareholders.


Forms, guides & other materials

Key documents to support an employee’s onboarding journey and paying SG contributions, including guides on Employer Online and Australian Retirement Trust clearing house.

Superannuation Standard choice form

A printable form your employees can use to nominate their chosen super fund.

New starter flyer

A quick guide for new starters to your business on the benefits of opening a Australian Retirement Trust for life account.

Superannuation Guarantee fact sheet

At Australian Retirement Trust we’re all about helping you meet your super obligations as easily as possible. Here’s a list of items to keep top of mind as an employer.

Paying Australian Retirement Trust fact sheet

Australian Retirement Trust offers a range of payment method to make super simple for employers.